Does Aetna Cover Addiction Treatment in New Jersey?
Aetna does cover addiction treatment in the state of New Jersey. Under the Affordable Care Act (ACA), insurance plans are required to provide coverage for the medically necessary treatment of mental health disorders, including substance use disorder.1
The amount of coverage provided by Aetna for addiction treatment in New Jersey may vary depending on your specific plan and the type of treatment you receive. However, it’s important to note that some rehab facilities may be out of network with Aetna, which could result in higher out-of-pocket costs for you.
What types of drug and alcohol rehab does Aetna cover in New Jersey?
Aetna covers a variety of drug and alcohol rehab services in New Jersey, including:
- Detox: A medically-supervised process to safely manage withdrawal symptoms when someone stops using drugs or alcohol.2, para 2
- Inpatient/residential treatment: Intensive treatment programs where patients live at the rehab facility and receive around-the-clock care and support.3, (Treatment Settings)
- Outpatient treatment: Treatment programs that allow patients to live at home while attending therapy and counseling sessions at a rehab facility.4(Outpatient Treatment Programs)
- Aftercare: Support services and follow-up care after completing a treatment program, such as sober living arrangements, ongoing therapy, and programs like Alcoholics Anonymous (AA) and Al-Anon. 4(Where do 12-step or self-help programs fit into drug addiction treatment?)
Does Aetna Cover Co-Occurring Disorders in New Jersey?
Aetna health insurance may cover co-occurring disorder treatment, which involves addressing both substance use and any co-existing mental health conditions, such as depression or anxiety, simultaneously. The extent of coverage for co-occurring disorder treatment may vary based on the specific plan and level of coverage.
Check Your Policy Coverage
With the form below you can quickly and privately check your insurance benefits to see if you're covered for addiction treatment services. We'll be able to tell you if your policy is in-network at an American Addiction Centers location.
How to Use Aetna for Rehab in New Jersey
If you’re looking for Aetna rehab in New Jersey, there are several steps you should take to determine your coverage and find facilities that accept your insurance. Start by contacting Aetna directly to verify your coverage and benefits.
You can also contact the rehab facility and ask if they accept Aetna. Many rehab facilities have admissions teams that can help you navigate the insurance verification process and determine how much of the cost of rehab will be covered by your Aetna plan.