Beacon Health Insurance for Drug & Alcohol Rehab

What is Beacon Health Insurance?

As one of the largest behavioral healthcare organizations in the United States, Beacon Health Options Insurance has been serving members nationwide for over 40 years.¹ Beacon Health Options combines experience, expertise, dedication, and compassion to provide high-quality health plans, including addiction detox and treatment benefits.²

Mental health and substance use disorder services are essential health benefits under the Affordable Care Act (ACA).³ That means all insurance providers must offer coverage for at least some of the costs of treatment options, like medical detox, inpatient rehab, outpatient services, and treatment for co-occurring disorders.

Beacon Health Insurance Plans

Beacon health insurance plans provide access to many solutions to meet members’ health needs. With healthcare tailored toward behavioral health, Beacon Health Options Insurance offers health plans, specialty health services, crisis solutions, and care for military personnel and Veterans.²

Carelon Behavioral Care delivers access to comprehensive care and resources through a broad network of licensed clinicians.² Carelon also offers an employee assistance program, Carelon Wellbeing, which improves people’s work-life balance with counseling services, customized digital tools, and educational information.²

Using Beacon Insurance for Alcohol and Drug Rehab

If you have Beacon insurance, you may have coverage for alcohol and drug rehab, including services like detox, inpatient treatment, and outpatient programs. Coverage can vary, so it’s important to review your plan and verify your benefits with each facility. You can use our search tool to find rehabs near you that accept Beacon insurance. Many treatment centers can confirm your coverage, provide cost estimates, and guide you through the admissions process so you can start recovery as soon as possible.

Additional Types of Addiction Programs Covered by Beacon

Carelon Behavioral Health covers many drug and alcohol addiction treatment services, including detox.⁴ Detox is typically a vital first step in addiction treatment and involves the elimination of substances from your body once you stop using them.⁵

Healthcare professionals can help you through the detox process, providing certain medications to aid with withdrawal and stop cravings.⁵ Different options for treatment are available, with some focusing on specific substances or approaches:

• Medical detox
• Inpatient rehab
• Outpatient rehab
• Aftercare

Mental Health Treatment Covered By Beacon

Beacon Health Options Insurance also provides coverage for treatment for mental health and co-occurring disorders. Co-occurring disorders happen when a person struggles with addiction, along with a mental health illness such as anxiety, depression, PTSD, or bipolar disorder.⁶ Many professionals advise treating both illnesses in tandem to promote long-term recovery. ⁶

Since everyone is different and no one treatment will work for all, an individualized plan utilizing a combination of addiction treatment therapies is often helpful.⁵ Some common therapy types are: ⁵ 

• Cognitive-behavioral therapy (CBT).
• Dialectal behavioral therapy (DBT).
• Motivation interviewing (MI).
• Contingency management (CM).
• Family therapy.
• Group therapy.

Other Insurances That Cover Addiction Rehab

• Blue Cross Blue Shield
• Aetna
• Humana
• Kaiser Permanente
• Cigna
• Ambetter
• Veterans’ Insurance
• Rehab Insurance Coverage
• Rehab Without Insurance

Other Options to Pay for Addiction Treatment

Although coverage for substance use treatment is mandated by the ACA, Beacon Health Options Insurance may not fully cover the cost of treatment. If you’re left with out-of-pocket costs, don’t be discouraged. Several financing options are available to help pay for detox and addiction treatment, including private loans, scholarships, and grants.