Beacon Health Insurance for Drug & Alcohol Rehab
Figuring out how to pay for drug or alcohol rehab can be overwhelming. Stress may arise about how to pay for treatment, causing you to push it off. But seeking help for addiction is a gateway to a healthier, happier life and shouldn’t be put off for another day.
Beacon Health Options Insurance, recently merged as Carelon Behavioral Health Insurance, believes in improving the quality of life of its members. That includes providing coverage for mental health and addiction services. If you have Beacon Health Options Insurance, some, if not all, of the costs for different therapeutic interventions, like inpatient rehab and behavioral therapies, could be covered.
Check Your Policy Coverage
With the form below you can quickly and privately check your insurance benefits to see if you're covered for addiction treatment services. We'll be able to tell you if your policy is in-network at an American Addiction Centers location.

Insurance Plans
What is Beacon Health Insurance?
As one of the largest behavioral healthcare organizations in the United States, Beacon Health Options Insurance has been serving members nationwide for over 40 years.1 Beacon Health Options combines experience, expertise, dedication, and compassion to provide high-quality health plans, including addiction detox and treatment benefits.2
Mental health and substance use disorder services are essential health benefits under the Affordable Care Act (ACA).3 That means all insurance providers must offer coverage for at least some of the costs of treatment options, like medical detox, inpatient rehab, outpatient services, and treatment for co-occurring disorders.
Beacon Health Insurance Plans
Beacon health insurance plans provide access to many solutions to meet members’ health needs. With healthcare tailored toward behavioral health, Beacon Health Options Insurance offers health plans, specialty health services, crisis solutions, and care for military personnel and Veterans.2
Carelon Behavioral Care delivers access to comprehensive care and resources through a broad network of licensed clinicians.2 Carelon also offers an employee assistance program, Carelon Wellbeing, which improves people’s work-life balance with counseling services, customized digital tools, and educational information.2
Using Beacon Insurance for Alcohol and Drug Rehab
Using Beacon Health Options Insurance for detox and rehab is straightforward. Call the number on the back of your insurance card to verify your benefits or reach out directly to the rehab you’re interested in attending.
Once you understand your insurance coverage, you can easily choose the best rehab for you. For example, if you want to attend River Oaks Treatment Center in Florida, you should contact them directly to see if they accept Beacon Health Options Insurance. You can also learn the details of your specific plan and see what exact costs would be covered. This information can help you plan for treatment and pay for any remaining costs.
Detox & Addiction Treatment Coverage
Additional Types of Addiction Programs Covered by Beacon
Carelon Behavioral Health covers many drug and alcohol addiction treatment services, including detox.4 Detox is typically a vital first step in addiction treatment and involves the elimination of substances from your body once you stop using them.5 p. 32
Healthcare professionals can help you through the detox process, providing certain medications to aid with withdrawal and stop cravings.5 p. 32 Different options for treatment are available, with some focusing on specific substances or approaches:
Mental Health Treatment Covered By Beacon
Beacon Health Options Insurance also provides coverage for treatment for mental health and co-occurring disorders. Co-occurring disorders happen when a person struggles with addiction, along with a mental health illness such as anxiety, depression, PTSD, or bipolar disorder.6 intro Many professionals advise treating both illnesses in tandem to promote long-term recovery. 6 what should I do?
Since everyone is different and no one treatment will work for all, an individualized plan utilizing a combination of addiction treatment therapies is often helpful.5 p. 5 #2 Some common therapy types are: 5 p. 48-64
Additional Resources
AAC Detox Centers That Accept Beacon
- Laguna Treatment Hospital.
- Greenhosue Treatment Center.
- Adcare Hospital.
- Sunrise House Treatment Center.
- Desert Hope Treatment Center.
- Oxford Treatment Center.
- Recovery First Treatment Center.
- River Oaks Treatment Center.
Other Insurances That Cover Addiction Rehab
- Blue Cross Blue Shield
- Aetna
- Humana
- Kaiser Permanente
- Cigna
- Ambetter
- Veterans’ Insurance
- Rehab Insurance Coverage
- Rehab Without Insurance
Other Options to Pay for Addiction Treatment
Although coverage for substance use treatment is mandated by the ACA, Beacon Health Options Insurance may not fully cover the cost of treatment. If you’re left with out-of-pocket costs, don’t be discouraged. Several financing options are available to help pay for detox and addiction treatment, including private loans, scholarships, and grants.
Seeking addiction treatment is essential to getting your life back on track. If you’re ready to find the best treatment that fits your needs, American Addiction Centers is here to help.