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Beacon Health Insurance for Connecticut Addiction Treatment

If you or a loved one are looking for drug or alcohol addiction treatment in Connecticut, Beacon Health Options (Carelon Behavioral Health) may provide full or partial coverage for the cost of rehab. Contact American Addiction Centers 24/7 at to speak with an admissions navigator who can verify your insurance.
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What Is Beacon Health Insurance?

Beacon Health Options (Carelon Behavioral Health) is a company that provides behavioral health treatment, including mental health and substance use treatment. The company became Carelon Behavioral Health in March 2023.1 Beacon has over 47 million members across all 50 states and over 115,000 network providers.2 The company offers a variety of services, from specialty care to crisis solutions and well-being programs.3

Does Beacon Health Cover Rehab in Connecticut?

Yes, Beacon Health Options (Carelon Behavioral Health) can help cover rehab in Connecticut. The Affordable Care Act (ACA) requires all long-term health insurance plans to cover 10 essential health benefits, which include substance use and mental health treatment.4 Insurance plans often fulfill this requirement by contracting with a company like Beacon Health Options to provide important behavioral health services.

Part of the behavioral health services the company offers includes substance use and mental health treatment, so you can use your coverage to pay for some or all of the cost of rehab.

What Types of Addiction Treatment Are Covered by Beacon in Connecticut?

Beacon Health Options (Carelon Behavioral Health) may cover various levels of substance use treatment in Connecticut. However, your plan will focus on covering the medically necessary and evidence-based care your doctor recommends.

The following are common types of addiction treatment:5

  • Detox is a process in recovery designed to help patients withdraw from certain substances while in a medically supervised setting. This can help ensure their comfort and safety. It can also ease the transition into a formal treatment program, such as inpatient or outpatient rehab.
  • Inpatient rehab includes living at a facility. Patients receive 24-hour care, monitoring, and support, which can help them focus on recovery without the distraction of daily life.
  • Outpatient rehab allows patients to live at home and attend treatment during the day. Outpatient care can vary greatly and may include standard programs that require weekly attendance or intensive outpatient programs (IOP) or partial hospitalization programs (PHP) that require daily attendance.
  • Aftercare is recommended after patients complete a formal treatment program and is designed to support long-term recovery. Aftercare can include attending group meetings or living in a sober living home.

During treatment, you may encounter a variety of behavioral health approaches, such as cognitive behavioral therapy (CBT), eye movement desensitization and reprocessing (EMDR), motivational interviewing (MI), family therapy, and more.

Does Beacon Cover Co-Occurring Addiction and Mental Health Disorders?

Yes, Beacon Health Options (Carelon Behavioral Health) may provide full or partial coverage for co-occurring disorder treatment in Connecticut, but the exact amount of coverage will depend on your specific plan. The Affordable Care Act (ACA) includes mental health care in the list of essential health benefits, so all long-term insurance plans must provide at least some coverage. Integrated treatment that addresses both your mental health diagnosis and your substance use can maximize your chance of long-term recovery.6

Drug and Alcohol Rehab Facilities That Accept Beacon

American Addiction Centers (AAC) is proud to have high-quality treatment facilities across the country. Some of the AAC treatment centers that may accept Beacon Health Options (Carelon Behavioral Health) include:

To find a treatment center that accepts your plan, consider reaching out to our admissions navigators at . We are available to help you any time of night or day, with no obligation to enter treatment.

How to Use Beacon for Rehab in Connecticut

Using Beacon Health Options (Carelon Behavioral Health) insurance for addiction services in Connecticut is simple. It starts by visiting your doctor to discuss your substance use and make a treatment plan. It’s important to be honest about what substances you use, how often, your home environment, and more, so you can get an appropriate treatment plan.

Next, you’ll look for treatment facilities that fit your plan and accept Beacon coverage. One easy way to do this is to call the AAC helpline, where our admissions navigators can verify your insurance and let you know about treatment facilities that accept your plan. You can also contact Beacon directly or reach out to treatment facilities and find out what they accept.

Other Options to Pay for Addiction Treatment in Connecticut

You might discover that your Beacon Health Options (Carelon Behavioral Health) coverage only covers part of the cost of treatment or that you can’t use your insurance at the facility you’re most interested in.

Don’t let that stop you from breaking free from substance use. There are ways to pay for treatment without insurance or to get help paying your portion of the costs. For example, some treatment centers allow you to set up a payment plan or offer scholarships. You may be able to borrow money for your portion of the costs as well.

Another option is to look for free rehab centers or state-funded treatment facilities. There are also treatment centers that have a sliding scale of fees depending on your financial situation.

Sources

  1. SagAftra Health Plan. (2023, February). Beacon Health Options will become Carelon Behavioral Health.
  2. Carelon Behavioral Health. (2023). About us.
  3. Carelon Behavioral Health. (2023). Our solutions.
  4. HealthCare.gov. (n.d.). What Marketplace health insurance plans cover.
  5. HealthCare.gov (n.d.). Treatment options.
  6. National Institute on Drug Abuse. (2020, April). What are the treatments for comorbid substance use disorder and mental health conditions?
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