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Beacon Health Insurance for New York Addiction Treatment

Finding an rehab in New York that accepts Beacon is important if you are struggling with a substance use disorder. With Beacon health insurance, you have access to the essential health benefits of marketplace plans, including mental health and substance use disorders.
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Beacon Health, now called Carelon Behavioral Health, provides high-quality healthcare to more than 47 million members nationwide.1 With health plans tailored toward behavioral health, Beacon covers several options for addiction treatment.2

Understanding your New York insurance coverage is vital when paying for treatment. If you have Beacon Health options, your plan could cover some, if not all, of the cost for different addiction services, from inpatient rehab to medical detox. If you would like more information about addiction treatment options available in your area, contact American Addiction Center’s helpful admissions navigators at for a free, private consultation today.

New York and Substance Use

New York City is likely the first place that comes to mind when you think of New York. While “the city that never sleeps” is known for its famous boroughs, towering skyscrapers, and so much more, upstate New York is home to breathtaking landmarks, like the Adirondack Mountains and Niagara Falls.3 With a population of over 19.6 million, people around the globe visit New York every year to experience its world-renowned diversity and culture.4

Like most states, substance use disorder (SUD) continues to pose a significant public health crisis in New York. In 2021, 5,842 people died from drug overdoses.5 Between 2017 and 2019, 7.1% of New Yorkers (roughly 1.2 million residents) reported past-year SUD.6 p.32

If you or someone you care about is ready to find help for addiction, American Addiction Centers (AAC) can help. Call our helpline, and one of our admissions navigators can guide you through the process and answer any questions you have.

What is Beacon Health Insurance?

Beacon Health is a medical insurance provider developed by one of the largest healthcare systems in the U.S.1 For more than 40 years, Beacon has provided top healthcare coverage, offering high-quality plans that include addiction services and treatment benefits.1 Beacon continues to connect people with the right tools and resources for treatment under its new name, Carelon Behavioral Health.

You can get help with any substance you’re struggling with through Beacon. Some common substances that Beacon plans cover treatment for include:

Beacon Health Insurance Plans

Many Beacon Health insurance plans cover the cost of mental health and addiction treatment to some extent. Still, you could receive different levels of coverage for various services. Your specific plan determines the level of coverage you’ll receive.

It’s best to verify your insurance to learn more about your benefits. Reach out directly to Beacon or call our helpline to find out exactly what’s covered under your Beacon Insurance New York plan.

Does Beacon Health Options Cover Rehab in New York?

Beacon Health options cover rehab in New York.2 Your level of coverage depends on different factors, like the provider you choose, the services you need, and your insurance benefits. Several therapeutic interventions are available to treat drug and alcohol addiction. You could receive partial or full coverage for each treatment based on your plan.

How to Use Beacon for Rehab in New York

Using your Beacon insurance for rehab in New York is simple. First, reach out to your primary care provider or an addiction specialist for an assessment to gauge the best level of care for you.

After you know which types of treatment may be a good fit, verify your insurance before finding a program. Call our helpline at to speak with an admissions navigator for free, no-obligation assistance, verifying your insurance and helping you find a suitable program. Then, you can select from potential facilities knowing that at least a portion of the cost will be covered under your insurance.

How to Check My Beacon Coverage for Rehab in New York

Finding a treatment facility can feel overwhelming, but knowing in advance what your Beacon insurance will cover can give you peace of mind. The good news is that checking your coverage is easy. To learn about your specific coverage, contact one of our admissions navigators at , get a text, click here, or fill out the form below.

Types of Addiction Programs in New York Covered by Beacon

Beacon covers all types of addiction treatment in New York.2 Still, the exact amount of coverage varies based on your specific needs. Everyone is different, and some types of treatment may work better for you than others.7 Multiple levels of care are available to meet you where you are in your recovery journey. Your primary care provider or an addiction specialist can help you understand which treatments may benefit you the most. Here are some levels of addiction treatment your Beacon Health Insurance might cover:7

  • Detox. People attend detox to safely quit using drugs or alcohol under the supervision of medical professionals.
  • Inpatient rehab. With inpatient rehab, you live at a facility and receive 24/7 continuous care while in recovery. You might participate in 1-on-1 therapy, group counseling, and peer support groups to develop relapse-prevention skills.
  • Outpatient rehab. You receive similar treatment as inpatient rehab while living at home with outpatient rehab. Outpatient programs can vary in intensity and required frequency of attendance.
  • Rehab aftercare. Mental health professionals recommend ongoing care, like sober living, 12-Step programs, and outpatient therapy, to promote long-term sobriety.

Beacon Mental Health New York Coverage

Mental health and addiction often go hand in hand.7 Mental health professionals typically use a combination of behavioral therapies to treat addiction.7 You’ll often participate in 1-on-1 counseling and group therapy to build coping skills and address the underlying issues contributing to your addiction. Here are some common behavioral therapies Beacon insurance might cover:

Drug & Alcohol Rehab Facilities that Accept Beacon

Many drug and alcohol facilities accept Beacon nationwide. American Addiction Centers (AAC) provide access to some of the best treatment facilities in the country. Some of our facilities Beacon might cover include:

  • AdCare Rhode Island. AdCare Treatment Centers offer high-quality treatment options, such as day programs, care for co-occurring disorders, medical detox, and telehealth.
  • Desert Hope Treatment Center. Located in Las Vegas, Nevada, this facility provides various individualized treatment services to address addiction, such as inpatient and outpatient rehab, sober living, and specialized treatment options.
  • Greenhouse Treatment Center. This luxury treatment center in Dallas, Texas, provides many options for care and specialized programs in a spa-like environment.
  • Laguna Treatment Center. Laguna Treatment Center in California provides top-tier accommodations and expert medical care while supporting guests through individualized services.
  • Oxford Treatment Center. Oxford Treatment Center offers a unique blend of evidence-based treatment options in Etta, Mississippi.
  • River Oaks Treatment Center. This facility in Tampa, Florida, offers exceptional addiction treatment options and aftercare from professionals with advanced licenses and accreditations.

There’s a chance that some AAC facilities might not be in-network with Beacon Health. You can search its online directory for “rehabs near me” to find a facility or program that can provide the treatment you need.

Other Options to Pay for Addiction Treatment in New York

When paying for addiction treatment with insurance, you’ll likely still have additional costs not covered by insurance. This might include co-pays, deductibles, or other fees.

Your treatment provider might recommend multiple levels of care, like inpatient treatment followed by continuing outpatient care, for instance. Insurance companies often cap the amount they cover annually for treatment. So, you could receive partial or full coverage for one and no coverage for the other.

If you don’t have insurance, there are other ways to pay for rehab. You can use cash, credit, or a private loan when paying out of pocket. You might also find other options for state-funded programs and free rehabs.

Knowing how you’ll pay for rehab alleviates some of the stress of finding treatment. Contact AAC today to verify your insurance and learn how to use your Beacon Health options for addiction services in New York.


  1. Carelon Behavioral Health. (n.d.). About us.
  2. Carelon Behavioral Health. (n.d.). Substance use disorder (SUD) services.
  3. New York Department of Economic Development. (2023). Discover New York.
  4. (2023). QuickFacts New York.
  5. Centers for Disease Control. (2022). Drug overdose mortality by state.
  6. Substance Abuse and Mental Health Services Administration. (2019). Behavioral health barometer: New York, volume 6.
  7. National Institute on Drug Abuse. (2018). Principles of drug addiction treatment: A research-based guide (3rd edition).
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