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Beacon Health Insurance for Addiction Treatment in Tennessee

On this page, you will learn about Beacon Health Options (now known as Carelon Health) and how you can use these benefits to cover some or all of the cost of addiction rehab.
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What is Beacon Health Insurance?

Beacon Health, now Carelon Behavioral Health, is a company with over 47 million members across the country.2, right sidebar The company works directly with health insurance plans, employers, government agencies, providers, and individuals to make it easier to access behavioral healthcare.2, second paragraph

The Affordable Care Act (ACA) requires all long-term health insurance plans to cover 10 essential health benefits, which include medically-necessary mental health and substance use treatment.3, fifth bullet Many insurers meet this requirement by contracting with Beacon Health, which allows them to cover behavioral health needs.

Beacon Health Insurance Plans

The behavioral health programs Beacon offers meet a wide range of needs. They are able to help members with substance use disorders, anxiety, crisis solutions, and more.4, We offer solutions Some of the solutions Beacon Health (Carelon) offers include specialty care services, behavioral care, crisis solutions, well-being programs, and behavioral health solutions for veterans and military personnel.4, We offer solutions…

Using Beacon Insurance for Alcohol and Drug Rehab

A good first step to using your Beacon Health Options in Tennessee is to visit your doctor. All insurance plans focus on covering medically-necessary care, which is based on what your doctor recommends.

From there, you’ll want to find treatment facilities that meet your needs. For example, you might decide that attending rehab at River Oaks in Florida is the best option for you. You would contact the facility to ensure they accept your Beacon coverage and find out what steps are necessary to get treatment approved.

Detox & Addiction Treatment Coverage in Tennessee

Additional Types of Addiction Programs Covered by Beacon

No single treatment option that fits everyone, so your doctor will create a treatment plan specific to your needs. Different people will need different treatment options.

Some of the most common treatment options that may be covered by Beacon include:5, Types of treatment

  • Medical detox: Before you can begin treatment, it’s important for your body to rid itself of the harmful substances you’ve been taking. You may be medically supervised to monitor your symptoms and improve your comfort.
  • Inpatient treatment: Inpatient treatment allows you to create new habits in an environment that’s entirely focused on recovery, away from daily life.
  • Outpatient treatment: Outpatient care often follows inpatient treatment, and you are able to live at home and attend treatment a few hours a week, working around your work or school schedule.
  • Aftercare: Once you graduate from treatment, aftercare provides the support you need to implement your new habits in your daily life as you move into long-term recovery.

Mental Health Treatment Covered By Beacon

Many people also need mental health treatment as part of their recovery from substance use. Beacon mental health in Tennessee can help you get the care you need. Your treatment plan will be personalized to your needs, especially if you have a mental health diagnosis alongside your substance use, known as a co-occurring disorder.

There are many mental health treatment options, including:6, Behavioral therapies

  • Cognitive behavioral therapy (CBT) helps you identify and modify harmful beliefs that lead to harmful behaviors
  • Dialectical behavior therapy (DBT) helps you reduce self-harm behaviors and suicidal thoughts
  • Assertive community treatment (ACT) helps those with co-occurring disorders by integrating behavioral treatments and prioritizing regular connections with patients
  • Contingency management (CM) or Motivational Incentives (MI) provides vouchers or prizes for participants who practice healthy behaviors and reduce unhealthy ones
  • Motivational interviewing (MI) helps you resolve concerns about making significant changes like stopping substance use.7, p.1, second paragraph
  • Family therapy addresses how your family structure and living situation impacts substance use and mental health.8, p. 10, second paragraph

Additional Resources

AAC Detox Centers That Accept Beacon

Other Insurances That Cover Addiction Rehab

Other Options to Pay for Addiction Treatment

Although the ACA requires insurance companies to pay for some of the cost of substance use treatment, your plan may not cover 100% of the costs. It’s important to reach out to your insurance provider and any prospective rehab facility to determine costs before committing to treatment.

However, don’t let that stop you from getting the care you need. There are many ways to pay for rehab. For example, you might be able to find a program that offers scholarships or set up a payment plan for your portion of the costs. Or, you may be able to borrow money to attend treatment, knowing that afterward, you’ll be in a far better position to repay when you’re substance-free and living a productive, healthy life.

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