Does Blue Cross Blue Shield Cover Addiction Treatment in California?
Blue Shield California covers addiction treatment in the state of California. Under the Affordable Care Act, mandates are given to health insurance plans to provide some degree of coverage for the treatment of substance use disorders and addiction treatment. The Affordable Care Act (ACA) enacted comprehensive health insurance reforms that include substance use disorders as one of the ten essential health benefits. 3 As a result, many insurance plans, like Blue Cross Blue Shield, are required to cover some or all of the costs of medically-necessary treatment for mental health disorders.
Which BCBS Plans in California Cover Addiction Treatment?
Blue Shield California has several different plans that can be used to cover treatment. The plans include Premier PPO, Enhanced PPO, Base PPO, Value PPO, and Simple Savings Plans. 4 Mental Health and Substance Abuse Treatment Plans The different tiers of the plans provide the level of coverage for your specific needs.
What Types of Drug and Alcohol Rehab Does BCBS Cover in California?
Blue Shield California covers the following types of treatment:5 Supporting Your Journey to Recovery
- Detoxification: A process with three components, including evaluation, stabilization, and readiness, fostering entry into a substance use treatment program.
- Inpatient care: 24/7 treatment in a clinic or hospital where a person stays for multiple weeks or days.
- Outpatient care: involvement in counseling and treatment for people who attend appointments at a facility but go home each day.