Does Blue Cross Blue Shield Cover Addiction Treatment in California?
Blue Shield California covers addiction treatment in the state of California. Under the Affordable Care Act, mandates are given to health insurance plans to provide some degree of coverage for the treatment of substance use disorders and addiction treatment. The Affordable Care Act (ACA) enacted comprehensive health insurance reforms that include substance use disorders as one of the ten essential health benefits. 3 As a result, many insurance plans, like Blue Cross Blue Shield, are required to cover some or all of the costs of medically-necessary treatment for mental health disorders.
Which BCBS Plans in California Cover Addiction Treatment?
Blue Shield California has several different plans that can be used to cover treatment. The plans include Premier PPO, Enhanced PPO, Base PPO, Value PPO, and Simple Savings Plans. 4 Mental Health and Substance Abuse Treatment Plans The different tiers of the plans provide the level of coverage for your specific needs.
What Types of Drug and Alcohol Rehab Does BCBS Cover in California?
Blue Shield California covers the following types of treatment:5 Supporting Your Journey to Recovery
- Detoxification: A process with three components, including evaluation, stabilization, and readiness, fostering entry into a substance use treatment program.
- Inpatient care: 24/7 treatment in a clinic or hospital where a person stays for multiple weeks or days.
- Outpatient care: involvement in counseling and treatment for people who attend appointments at a facility but go home each day.
Check Your Policy Coverage
With the form below you can quickly and privately check your insurance benefits to see if you're covered for addiction treatment services. We'll be able to tell you if your policy is in-network at an American Addiction Centers location.
How to Use Blue Cross Blue Shield for Rehab in California
Consult a doctor: Speak with your doctor about your drug and alcohol misuse, and the options for beginning treatment.
Find a suitable rehabilitation program for you: Work with your doctor to find the best rehabilitation program to fit your needs.
Determine your ability to use insurance: Reach out to a representative at Blue Shield California in order to find out what your options are under your current insurance plan.
Work with the rehabilitation center to determine your coverage: You might also reach out to several different rehabilitation centers that you may be interested in. They can determine if your specific plan will cover your treatment.
Drug & Alcohol Facilities that Accept Blue Cross Blue Shield
American Addiction Centers (AAC) will assist in you finding rehabilitation centers in California that accept Blue Shield California. SAMHSA’s National Helpline at 1800-662-4357 is available 24/7 to assist in you finding tools and help as well.