Does Blue Cross Blue Shield Cover Addiction Treatment in Florida?
The Affordable Care Act (ACA) allowed people struggling with a mental health or substance use disorder to seek treatment without being discriminated against by their insurance company. 2(top) The ACA puts requirements on the insurers that state they must not deny someone for a substance use treatment claim.2(top)
What does this mean for someone who is considering using BCBS for rehab in Florida? You can contact the facility and begin the admissions process. An admissions navigator will provide insurance verification for you while you wait.
Which BCBS Plans in Florida Cover Addiction Treatment?
BCBS of Florida offers a range of plans that can assist you with addiction treatment. Options include individual and family plans as well as a Medicare option. Members can choose from the following type of BCBS plans:3(top)
- Florida Blue HMO plans (BlueCare plans, myBlue plans, myBlue Connected Care Plans)3(halfway)
- Florida Blue PPO plans (BlueOptions plans and BlueSelect plans)3(halfway)
What Types of Drug and Alcohol Rehab Does BCBS Cover in Florida?
Your treatment plan must be created with a professional healthcare provider who is experienced in working with substance misuse. Each person has unique treatment needs that the provider will address when designing the right plan for you. Some of the addiction treatment in Florida that may be covered by BCBS includes the following:
- Detoxification
- Inpatient treatment
- Outpatient treatment
- Intensive outpatient program (IOP)
- Partial outpatient program (PHP)
- Aftercare
- Sober living