Illinois Rehabs That Accept BCBS Insurance

Blue Cross Blue Shield insurance offers coverage for a range of healthcare services, including mental health and substance misuse treatment. If you or a loved one are struggling with addiction and seeking treatment in Illinois, BCBS insurance may be able to help cover some or all of the cost of rehab.

Does Blue Cross Blue Shield Cover Addiction Treatment in Illinois?

Blue Cross Blue Shield may cover addiction treatment in Illinois. The Affordable Care Act (ACA) considers mental health and addiction treatment essential health benefits.²That means all insurance companies must provide coverage to some degree for medically necessary addiction treatment. Still, the level of coverage you receive depends on different factors, like your specific insurance plan, the provider you choose, and the services you need.

Which BCBS Plans in Illinois Cover Addiction Treatment?

Blue Cross Blue Shield (BCBS) Illinois offers multiple individual and family, employer, Medicare, and Medicaid healthcare plans to meet members’ unique needs.³ The coverage you receive through each of these plans depends on your policy.

Two of the most common BCBS plans are health maintenance organization (HMO) and preferred provider organization (PPO) plans.⁴ The main difference is you can only use providers within your network with HMOs, while PPOs give you access to out-of-network providers at an additional cost.³ Blue Cross Blue Shield (BCBS) health plans include 3 different tiers with various out-of-pocket costs and provider accessibility.⁵

What Types of Drug and Alcohol Rehab Does BCBS Cover in Illinois?

Your BCBS insurance could cover multiple levels of care for drug or alcohol addiction. Recovery is different for everyone based on your specific needs.^{6 p. 5 #2} That’s why several therapeutic interventions are available. Here are some types of addiction treatment your BCBS of Illinois insurance may cover:¹

Screenings and interventions.
Detoxification.
Inpatient rehab.
Outpatient rehab.
Medication Assisted Treatment (MAT).
Aftercare.
Telehealth.

How to Use Blue Cross Blue Shield for Rehab in Illinois

Using BCBS for rehab in Illinois is simple. Once your primary care provider or an addiction specialist determines an appropriate level of care, you’ll be ready to find addiction treatment in Illinois.

It’s best to verify your insurance to understand your benefits. You can do this in a few ways. Call the number on the back of your insurance card to speak with your insurance company about your level of coverage. You can also reach out directly to facilities you’re interested in to see if they take BCBS.

American Addiction Centers (AAC) can also help you verify your insurance. Call our helpline to speak with an admissions navigator who can check your benefits while you’re on the phone. Understanding what’s covered under your BCBS insurance can reduce your out-of-pocket costs for treatment when you choose a program within your network.

If you would like more information about addiction treatment options available in your area, contact American Addiction Center’s helpful admissions navigators at for a free, private consultation today.

Drug & Alcohol Rehab Facilities that Accept Blue Cross Blue Shield

There are many ways to find addiction treatment in Illinois covered by BCBS. The AAC addiction helpline is a great resource for exploring your treatment options. You can discuss any questions and learn more about treatment centers near you. You may even find yourself at one of AAC’s facilities that accept Blue Cross Blue Shield insurance, such as:

Another great tool is the Substance Abuse and Mental Health Services Administration (SAMHSA) treatment locator. Browse nearby facilities or target your search filtering for characteristics like treatment type, payment forms accepted, and service setting.

Embarking on the journey to recovery is a courageous step. Seeking treatment can be more straightforward once you understand how you’ll cover the costs. American Addiction Centers (AAC) can help you verify your insurance and find an Illinois rehab that takes BCBS. If you’re ready to start your recovery journey, we’re here to help.