Does Blue Cross Blue Shield Cover Addiction Treatment in Rhode Island?
The Affordable Care Act (ACA) mandates that all health insurance plans in the United States provide some degree of coverage for services considered essential benefits.4 What this means for you as a policyholder is that you may be able to use your health plan for medically necessary treatment of a mental health disorder, potentially including substance use disorder (addiction). However, your plan will have specific guidelines for what it covers, how much it covers, and may impose limits on where you can seek care if you intend to use your policy. Be sure to review your policy’s benefits and coverage prior to seeking care whenever possible.