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Using Cigna Health Insurance for Addiction Treatment in Colorado

If you or a loved one are looking for addiction treatment in Colorado and have Cigna health insurance, your plan may provide full or partial coverage for the cost of rehab. Learn specific coverage information below or contact American Addiction Centers at to speak with an admissions navigator who can verify your insurance in just a few minutes.
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What Is Cigna Health Insurance?

Cigna offers health insurance through employers and the health insurance marketplace in 16 states, including Colorado.1 Insurance plans provide several benefits, including virtual care, $0 preventive care visits, and guided care for long-term conditions like diabetes.1 Cigna offers medical coverage, Medicare plans, and supplemental insurance.2

Colorado Cigna Health Insurance Plans

Cigna’s tiered plans (bronze, silver, and gold) categorize their health insurance offerings based on coverage levels and cost-sharing. Bronze plans typically have lower monthly premiums but higher out-of-pocket costs, making them suitable for those who expect lower healthcare needs. Silver plans strike a balance between premiums and out-of-pocket costs, appealing to individuals seeking moderate coverage. Gold plans have higher premiums but lower out-of-pocket expenses, making them preferable for those with frequent medical needs. These tiers enable individuals to choose the level of coverage that best aligns with their healthcare requirements and budget preferences.3

To see if your insurance covers treatment at an American Addiction Center (AAC) facility, reach out to AAC’s compassionate admissions navigators 24/7 at . Let us assist you on your journey to a healthier, happier life.

Does Cigna Cover Inpatient Rehab in Colorado?

Yes, your Cigna plan can help pay for some or all of the cost of inpatient rehab. Under the Affordable Care Act (ACA), insurance providers are required to cover 10 essential health benefits, including mental health and substance use disorder (SUD) services.4

Inpatient treatment for SUD involves living at a rehab facility while you receive intensive care around the clock. Inpatient treatment typically includes a combination of counseling and therapy in a structured and supportive environment to help individuals work toward recovery.5

Keep in mind the extent of coverage can vary significantly based on factors such as your policy details and the type of treatment you need. Before seeking treatment, review your insurance policy or contact Cigna to understand the level of coverage available for inpatient treatment.

Does Cigna Cover Outpatient Rehab in Colorado?

Yes, your Cigna health insurance can help pay for some or all of the cost of outpatient rehab.4

Outpatient treatment allows you to live at home while attending treatment for a few hours a week.5 Outpatient programs can vary in both duration and intensity. While some patients may benefit from a stand outpatient program, others may benefit from additional structure in an intensive outpatient program (IOP), or a partial hospitalization program (PHP).5

Does Cigna Cover Mental Health Treatment in Colorado?

People with a substance use disorder (SUD) frequently have a co-occurring mental health disorder, such as anxiety or depression. Studies show that integrated care that addresses both conditions simultaneously can lead to improved treatment outcomes.6

The Affordable Care Act (ACA) mandates coverage for mental health treatment services, allowing insurance providers like Cigna to provide full or partial coverage for the treatment of co-occurring disorders.4

Mental health treatment often includes a variety of therapies, including:7, 8

Cigna In-Network Facilities

American Addiction Centers (AAC) is proud to operate multiple high-quality facilities across the United States, many of which may take Cigna insurance. Our facilities that accept Cigna include:

If you need help finding a Cigna drug rehab or a Cigna alcohol rehab center, contact our helpline for assistance 24/7 at .

How to Use Cigna for Rehab in Colorado

Using your Cigna insurance for addiction treatment in Colorado or out of state is simple. Many individuals begin by receiving an assessment from their doctor or a mental health practitioner who can recommend an appropriate level of care. In contrast, other individuals may contact a rehab facility directly. Whichever option you can, you can verify your insurance in a few different ways, including:

  1. Calling the number on the back of your insurance card and speaking with a representative to learn about
    the Cigna rehab provider network.
  2. Contacting the specific rehab you’re interested in and inquiring if they accept Cigna.
  3. Speaking with an American Addiction Centers (AAC) admissions navigator by calling . They can hear your story, direct you to rehabs that take Cigna, and help you check your insurance coverage. Calling our helpline is confidential and free, and there is no obligation to enter treatment.

Other Options to Pay for Addiction Treatment in Colorado

If you don’t have health insurance, you can still get the substance use treatment you need. You’ll just need to learn more about paying without insurance.

For example, you might be able to find a state-funded rehab or a treatment center that offers free care. Some centers charge a sliding scale of fees depending on your financial situation. There are also treatment centers that offer scholarships or payment plan options, or you might be able to take out a loan to get the care you need.

You deserve a happy, healthy life free of substance use. We want to help you get there. To take the first steps, contact us today at .

Get the Care & Support You Need

Rediscover your joy during your stay at one of our American Addiction Center's facilities. We provide you the care you need to get clean and stay sober.

Call 888-744-0069

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