Background Image

Using Florida Cigna Health Insurance for Addiction Treatment

Finding a rehab in Florida that accepts Cigna is important if you are struggling with a substance use disorder. With Cigna health insurance, you have access to the essential health benefits of marketplace plans, including mental health and substance use disorders.
Step 1/4 Check Coverage
* These fields are required
If you or a loved one are experiencing a medical emergency, call 9-1-1 immediately.

Using your insurance to pay for addiction treatment is a great way to lower out-of-pocket costs. Cigna covers the costs of mental health and addiction services to some extent.

If you live in Florida and are struggling with an addiction issue, you can access rehabs that take Cigna for treatment. Learn about Cigna coverage options for addiction services in Florida. If you would like more information about addiction treatment options available in Florida, contact American Addiction Center’s helpful admissions navigators at for a free, private consultation today.


Florida and Substance Use

Florida has been dubbed as an excellent vacation spot, thanks to 663 miles of beaches and Disney World.2 The capital city of Florida is Tallahassee, and its biggest city is Jacksonville.2 As of July 2022, the population of Florida is 22,244,823.3 Some fun facts about Florida are it’s nicknamed the Sunshine State, the drink is orange juice, and the song is “The Swanee River.”2

While there are many things to do and see in Florida, the state has also experienced a great deal of substance use. In fact, between 2016-2019, Florida residents aged 12 and older have experienced the following:4

  • 3% have used marijuana.
  • 28% have used heroin.
  • 1% have used prescription pain relievers.

It doesn’t matter what your substance use issue may be, American Addiction Centers (AAC) can assist you in getting the treatment you need. Our admissions navigators are available to assist you 24/7.

What Is Cigna Health Insurance?

Cigna is a global health company that is committed to providing health and vitality to its vast community of members.1 The company has over 70,000 colleagues and more than 190 million customers.1 Cigna Health also provides addiction treatment coverage for Florida residents. This may be full or partial coverage depending on the individual insurance plan.

Cigna health insurance is a global insurance company that offers dental, health, and supplemental insurance plans.5 The wide range of insurance plans and products focus on the physical and emotional well-being of its customers.5

Florida Cigna Health Insurance Plans

Florida Cigna health insurance plans have several different types of coverage available to you. These different types of coverage are available through Cigna:6

  • Bronze Plan: The plan pays 60% and you pay 40%.
  • Silver Plan: The plan pays 70% and you pay 30%.
  • Gold Plan: The plan pays 80% and you pay 20%.
  • Platinum Plan: The plan pays 90% and you pay 10%.

Does Cigna Cover Inpatient Alcohol and Drug Rehab in Florida?

Cigna provides inpatient treatment coverage in Florida; however, coverage is dependent upon the plan you have and the level of inpatient treatment you need. You can verify coverage by calling the number on the back of your insurance card.

Florida Outpatient Drug Rehab Cigna Coverage

Cigna also covers outpatient drug treatment in Florida. The level of outpatient coverage that you need is dependent upon the plan that you have. You will either be partially or fully covered based on your individual plan. The insurance verification can be found by you calling the number on the back of your insurance card.

Does Cigna Cover Mental Health in Florida?

Additional Types of Addiction Programs in Florida Covered by Cigna

Cigna also covers additional types of addiction programs in Florida. These additional types of addiction programs are listed and explained below:

  • Couple’s treatment: Couples who struggle with addiction can receive help simultaneously in this type of treatment.
  • Rehabilitation for Veterans: This treatment is for Veterans who struggle with addiction.
  • Aftercare: This type of treatment follows a period of addiction treatment.

Cigna in Network Drug and Alcohol Rehab Facilities

Cigna provides coverage for many rehabilitation facilities in the United States. There are 6 AAC treatment facilities for you to consider:

  • AdCare Rhode Island: This Greenville, RI-base facility provides services for detox, behavioral disorder treatment, intensive outpatient treatment, and outpatient services.
  • Desert Hope Treatment Center: This facility is located in Las Vegas, NV. They provide rehabilitation programs, amenities, and detox and therapy types for various addiction needs.
  • Greenhouse Treatment Center: This facility is located in Dallas, TX. They provide family programs, detox, and co-occurring disorder treatment.
  • Laguna Treatment Center: This treatment facility is located in Orange County, CA. They provide aftercare support, individual treatment, and 12-Step involvement.
  • Oxford Treatment Center: This treatment facility is located in Etta, MI. They provide family programs, detox, and residential treatment.
  • River Oaks Treatment Center: This treatment facility is located in Tampa, FL. They provide aftercare support, family programs, and medical detox.

If AAC is not in-network, you can utilize our directory and filter by “insurance” to find in-network facilities. There are rehabs near me that can provide the treatment you need. Check out the directory to find a list of facilities and programs.

Other Insurances That Cover Addiction Rehab

Other insurance companies will also cover at least some of the cost of your addiction treatment. These insurance companies include:

Other Options to Pay for Addiction Treatment in Florida

If you want to learn more about how to pay for addiction treatment in Florida, know that you have options. Whether paying with insurance or paying without insurance, there are ways in which you can get treatment in a rehab facility. You might also be able to find free rehabs and Florida state-funded programs.


  1. Cigna. (n.d.). The Cigna Group company profile.
  2. United States Census Bureau. (n.d.). Florida.
  3. United States Census Bureau. (n.d.). Quick facts Florida.
  4. Substance Abuse and Mental Health Services Administration. Behavioral Health Barometer: Florida, Volume 6: Indicators as measured through the 2019 National Survey on Drug Use and Health and the National Survey of Substance Abuse Treatment Services. HHS Publication No. SMA–20–Baro–19–FL. Rockville, MD: Substance Abuse and Mental Health Services Administration, 2020.
  5. Cigna. (n.d.). Welcome to Cigna Healthcare.
  6. Cigna Healthcare. (n.d.). Bronze, Silver, Gold, and Platinum Health Plans.
Get the Care & Support You Need

Rediscover your joy during your stay at one of our American Addiction Center's facilities. We provide you the care you need to get clean and stay sober.

Call 888-744-0069

Guides for other health insurance providers