Using Georgia Cigna Health Insurance for Addiction Treatment

Cigna Healthcare provides health solutions for individuals living in Georgia, and globally.¹ With over 190 million customer relationships, their services reach people in over 30 countries and jurisdictions.² They offer health, dental, and supplemental insurance plans in various tier levels with a global network of 1.65 million hospitals and healthcare professionals.³

Cigna is committed to treating all disorders, including substance use disorders.⁴

Cigna insurance offers 4 tier levels as follows:⁵

• Bronze health plan: With this plan tier, you can expect to pay 40% of services but have low monthly premiums.
• Silver health plan: This plan is a step above, with Cigna paying 70% of services.
• Gold health plan: The next level will pay for 80% of treatment services, but you have higher premium costs.
• Platinum health plan: At the platinum level, your insurance will cover 90% of costs.

Cigna rehab coverage includes a variety of treatment options. From prevention/early treatment to residential inpatient rehab or intensive inpatient, you can find access to the different levels of care.⁶ The extent of coverage your Cigna insurance will pay depends on your plan type.

Outpatient care involves a variety of different programs, one of which may include meeting with a behavioral therapist at a scheduled time.⁷ Cigna will cover at least part of the cost of outpatient drug and alcohol rehab. You can inquire with an admissions navigator about the extent of services covered.

A substance use disorder is a type of mental health disorder.⁸ As such, behavioral therapies are a foundational component of drug rehab. Behavioral therapies that are commonly included in an addiction treatment plan include:

• Cognitive behavioral therapy (CBT).
• Contingency management (CM).
• Rational emotive behavioral therapy (REBT).
• Dialectical behavioral therapy (DBT).
• Motivational interviewing (MI).
• Eye movement desensitization and reprocessing (EMDR).
• Matrix model.
• Family therapy.

Other types of addiction rehab programs and services exist to address specific needs or certain populations of people. These include the following:

• Medical detox: This is the first stage of the rehab process.⁷
• Couples’ treatment: If you or your loved one is struggling with substance misuse, this treatment can aid in relationship repair.
• Rehab for veterans: Veterans may benefit from a specialized program that addresses their unique needs.
• Aftercare: You can continue with recovery by receiving support and therapy.

• AdCare Hospital: This specialized treatment center is located in Massachusetts and offers programs for veterans.
• Desert Hope Treatment Center: This Las Vegas, NV location offers specialized treatment for veterans and first responders.
• Greenhouse Treatment Center: This treatment center is near Dallas, Texas. They offer a variety of programs, including co-occurring disorder treatment.
• Recovery First Treatment Center: Located in Hollywood, FL, you can begin with a safe medical detox program and continue the journey to inpatient residential treatment and beyond.
• Laguna Treatment Center: This California rehab provides individual support, 12-Step programs, and trauma-based therapy.
• Oxford Treatment Center: Located in Mississippi, this treatment center offers a residential program.
• River Oaks Treatment Center: This treatment center is near Miami, FL, and provides medical detox, aftercare support, and more.

Other insurance companies will also help in covering the costs (or at least some of the cost of addiction treatment). These companies include:

• Aetna Health.
• Humana Health.
• Kaiser Permanente.
• Blue Cross Blue Shield.

If you are unsure about how to pay when going to a Georgia rehab, you can find out more by contacting an admissions navigator. Even if you don’t have insurance, you may be able to find a state-funded rehab or a free rehab near you.

For those who are going to pay using health insurance, be advised that there are other costs associated with treatment, such as co-pays and deductibles.

Let us help you get started on your road to recovery. Verify your health insurance coverage now, or contact an admissions navigator at .

1. The Cigna Group. (n.d.). About us.
2. The Cigna Group. (n.d.). Company profile.
3. The Cigna Group. (n.d.). Global.
4. The Cigna Group. (n.d.). Treatment for substance use disorders.
5. Cigna Healthcare. (2023). Bronze, Silver, Gold, and Platinum health plans.
6. American Society of Addiction Medicine. (2023). About the ASAM criteria.
7. National Institute of Drug Abuse. (2019). Treatment approaches for drug addiction.
8. National Institute of Mental Health. (n.d.). Substance use and co-occurring mental disorders.