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Using Mississippi Cigna Health Insurance for Addiction Treatment

Cigna provides health insurance coverage for a range of services, including mental health and substance use disorder treatment. If you are struggling with drug or alcohol addiction and seeking treatment in Mississippi, Cigna may be able to help cover some or all your rehab costs.
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Using Mississippi Cigna Health Insurance for Addiction Treatment

Are you looking for substance use disorder treatment in Mississippi? If so, you might wonder if your Cigna health insurance plan can help you afford rehab. The good news is it can—your Cigna health insurance can pay for some or all of the cost of treatment.

Each Cigna plan is different, of course, and has its own requirements and limits. That’s why it’s important to understand the details of your specific plan before you begin treatment. One easy way to verify your insurance is by contacting American Addiction Centers (AAC) any time, day or night. Call .

What Is Cigna Health Insurance?

Cigna health insurance plans are offered by Cigna Group, a global health company that offers a variety of insurance plans.1 The company has over 70,000 employees that work to serve 190 million customers in 30 countries.1

Cigna offers a variety of health insurance plans, from long-term health plans to supplemental plans for specific illnesses.2 You can also obtain Medicare plans or dental plans through Cigna.2

Mississippi Cigna Health Insurance Plans

Cigna offers a variety of health insurance options in Mississippi. For example, in Harrison County, you can choose from 53 different Cigna plans.3

The insurance plans are divided into tiers using bronze, silver, and gold. A bronze plan will cost less each month for the premium, but when you need healthcare, you’ll pay more out-of-pocket.3 A gold plan costs more each month, but when you access healthcare benefits, you’ll pay less for them yourself.3 A silver plan is in the middle, balancing monthly premium and out-of-pocket costs.3

Does Cigna Cover Inpatient Drug Rehab in Mississippi?

If your doctor recommends inpatient rehab, your Cigna plan can help you pay some or all of the costs of treatment. The Affordable Care Act (ACA) requires that all long-term health insurance plans cover 10 essential health benefits, including substance use disorder and mental health treatment.4

During inpatient treatment, you typically live in the treatment center full-time for several months while you create new habits for a substance-free life.5 Inpatient care allows you to start fresh without the distractions of daily life.

Mississippi Outpatient Drug Rehab Cigna Coverage

Your doctor may recommend outpatient treatment, either on its own or as a follow-up after an inpatient program. Your Cigna insurance can help pay for some or all of the cost of outpatient care.

During outpatient treatment, you’ll live at home and be able to work or attend school as normal while attending treatment for a few hours a week.5 Outpatient treatment gives you an opportunity to work on your new habits in your everyday environment and continue building a substance-free life.

Does Cigna Cover Mental Health in Mississippi?

It’s common to have a mental health diagnosis alongside substance use concerns, which is known as a co-occurring disorder. What’s most important in this case is to obtain mental health treatment along with rehab so you have the best chance of long-term recovery.6

Due to the Affordable Care Act, you can rely on your Cigna insurance to help pay for both mental health and substance use treatment.

There are a variety of behavioral therapy approaches that can help with mental health, including:

Cigna In-Network Drug Rehab Facilities

AAC is proud to run a broad network of high-quality treatment centers across the country. Our facilities include:

Other Insurance Companies That Cover Addiction Rehab

If you don’t have Cigna insurance, you can find high-quality treatment using other insurance plans. It’s important to understand the details of your plan, of course, so consider reaching out to our admissions navigators to review your insurance and get connected to the care you need.

Other insurance plans that can help you get addiction treatment include:

Don’t hesitate to contact AAC to get help understanding the specifics of your plan.

Other Options to Pay for Addiction Treatment in Mississippi

As you review your treatment options, even if you’re paying for treatment with insurance, you may find that you have to pay part of the costs yourself. Your Cigna coverage may pay part of the cost of rehab, but there may be additional costs not covered by insurance, such as co-pay amounts and deductibles.

Or, you might be paying without insurance and wondering where you can find affordable options for treatment.

Either way, don’t let financial hurdles keep you from getting the treatment you need. There are many ways to pay for your portion of the costs. You might be able to keep costs low by finding a free rehab or a state-funded option.

Some treatment centers offer a sliding scale of fees depending on your financial situation, or you might be able to find a program that offers scholarships or a payment plan.

What’s most important is that you get the care you need. You deserve a fulfilling and healthy life free of substance use. We’d love to help you take the first step—explore your options by contacting us today. Call .


  1. Cigna. (2023). Company profile.
  2. Cigna. (2023). Home page.
  3. Cigna. (2023). Mississippi health plans.
  4. (n.d.). What Marketplace health insurance plans cover.
  5. (n.d.). Treatment options.
  6. National Institute on Drug Abuse. (2020, April). What are the treatments for comorbid substance use disorder and mental health conditions?
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