Cigna Insurance For Addiction Treatment in Nevada

What Is Cigna Health Insurance?

Cigna Healthcare is a global insurance company with a vast network of 1.65 million healthcare professionals and hospitals.² With coverage spanning over 200 countries, Cigna provides affordable, comprehensive health plan options for individuals, families, Medicaid, and Medicare. ^1,2 Cigna offers exceptional healthcare coverage, including treatment for mental health and addiction.

Medically necessary treatment of substance use and mental health disorders are essential benefits under the Affordable Care Act (ACA).³ That means all insurance companies must provide at least some coverage for these benefits.³ Still, your coverage for several types of addiction care will vary depending on your Cigna rehab provider network.

Nevada Cigna Health Insurance Plans

Cigna categorizes its health plans into multiple tiers or “metal plans.” Each tier offers a different level of coverage ranging from 60 to 90%.⁴ Costs, copays, and deductibles also vary, depending on your specific plan.⁴ Here are Cigna’s marketplace health plans:⁴

• Bronze
• Silver
• Gold
• Platinum

What Types of Addiction Treatment Does Cigna Cover in Nevada

Cigna covers multiple types of addiction treatment in Nevada. Everyone is different, and what works for one person may not work for another.^{6 p. 5} That’s why several levels of care are available in addiction treatment. Cigna in-network rehab facilities may cover detox, where you withdraw from substances under medical supervision.^{6 p. 7} Many start treatment or transition from detox to inpatient or outpatient rehab.

With inpatient rehab, you live on campus and receive 24/7 attentive care while in treatment.^{6 p. 32-34} Outpatient programs offer similar services to inpatient rehab while living at home.^{6 p. 35} Many types of outpatient rehab are available, varying in structure from in-depth to less intensive.^{6 p. 35}

Cigna substance misuse coverage may also span to addiction aftercare programs, like ongoing counseling, 12-Step programs, or sober living homes. With Cigna insurance, you’ll have many options to get help. But your specific policy and whether the level of care is medically-necessary will determine the coverage you receive.

Does Cigna Cover Mental Health in Nevada?

Cigna also covers mental health treatment for co-occurring conditions in Nevada. A co-occurring disorder happens when someone has a mental illness along with addiction.^{6 p. 9} The onset of co-occurring illnesses varies, but mental health professionals recommend treating both at once for the most positive outcomes.^{6 p. 9} Many rehabs that take Cigna treat the following mental health disorders:

• Depression
• Anxiety
• Post-traumatic stress disorder (PTSD)
• Bipolar disorder
• Schizophrenia
• Panic disorder
• Borderline personality disorder

What Types of Addiction Therapies Does Cigna Cover?

Therapy is often fundamental in addiction treatment. Many focus on learning and changing your behaviors, creating a plan to change, and building coping skills to effectively manage triggers.^{6 p. 9}

Some common types of addiction therapies covered by Cigna may include:

• Cognitive-behavioral therapy (CBT)
• Dialectical behavioral therapy (DBT)
• Contingency management (CM)
• Eye movement desensitization and reprocessing (EMDR)
• Motivation interviewing (MI)
• Family therapy
• Matrix model

Cigna In-Network Addiction Rehab Facilities

Cigna provides coverage for many rehabilitation facilities in the United States. There are 6 AAC treatment facilities for you to consider:

• AdCare Rhode Island: This Greenville, RI-base facility provides services for detox, behavioral disorder treatment, intensive outpatient treatment, and outpatient services.
• Desert Hope Treatment Center: This facility is located in Las Vegas, NV. They provide rehabilitation programs, amenities, and detox and therapy types for various addiction needs.
• Greenhouse Treatment Center: This facility is located in Dallas, TX. They provide family programs, detox, and co-occurring disorder treatment.
• Laguna Treatment Center: This treatment facility is located in Orange County, CA. They provide aftercare support, individual treatment, and 12-Step involvement.
• Oxford Treatment Center: This treatment facility is located in Etta, MI. They provide family programs, detox, and residential treatment.
• River Oaks Treatment Center: This treatment facility is located in Tampa, FL. They provide aftercare support, family programs, and medical detox.

If AAC is not in-network, you can utilize our directory and filter by “insurance” to find in-network facilities. There are rehabs near me that can provide the treatment you need. Check out the directory to find a list of facilities and programs.

Other Insurances That Cover Addiction Rehab

Other insurance companies will also cover at least some of the cost of your addiction treatment. These insurance companies include:

• Aetna.
• Humana.
• Kaiser Permanente.
• Blue Cross Blue Shield.

Other Options to Pay for Addiction Treatment in Nevada

The cost of treatment should never stop you from getting the help you need. Paying for rehab without insurance is still possible to find potentially transformative care. Many pay for treatment with cash, credit, or loans. Government organizations also provide scholarships and grants to help fund treatment for those in need.

Some rehabs have versatile payment options, like payment plans and sliding scale fees, which use your ability to pay to determine costs. State-funded or free rehabs are another beneficial option. Nevada has several low-cost treatment facilities with payment assistance, like the Vitality Center in Elko.⁷

Finding treatment in Nevada is simple with the right resources. Contact AAC to learn more about Cigna’s in-network rehab facilities and other ways to pay for treatment.