Background Image

Using New Jersey Cigna Health Insurance for Addiction Treatment

Finding a rehab in New Jersey that accepts Cigna is important if you are struggling with a substance use disorder. With Cigna health insurance, you have access to the essential health benefits of marketplace plans, including mental health and substance use disorders.
Step 1/4 Check Coverage
* These fields are required
If you or a loved one are experiencing a medical emergency, call 9-1-1 immediately.

Using your insurance to pay for addiction treatment is a great way to lower out-of-pocket costs. Cigna covers the costs of mental health and addiction services to some extent.

If you live in New Jersey and are struggling with an addiction issue, you can access rehabs that take Cigna for treatment. Learn about Cigna coverage options for addiction services in New Jersey. If you would like more information about addiction treatment options available in New Jersey, contact American Addiction Center’s helpful admissions navigators at for a free, private consultation today.



New Jersey and Substance Use

With a population of just over 9 million, New Jersey has its problems concerning substance misuse. 1 In 2022, 84,037 people sought addiction treatment at a substance misuse facility.2 People in the state checked into rehab for a variety of substances. The following is a breakdown of how many people went into treatment for the different substances: 2

  • There were 31,328 people who went to treatment for alcohol misuse.
  • 36,884 people sought help for opiate misuse (including heroin).
  • 4,882 New Jersey residents went to a treatment rehab for cocaine.
  • 5,260 people sought treatment for marijuana misuse.
  • 2,066 people went to rehab for amphetamine misuse.

To find out if you have Cigna rehab coverage, you can call the admissions navigator at a rehab facility near you.

What is Cigna Health Insurance?

Cigna health insurance is a global health company called The Cigna Group. They offer solutions to improve health outcomes.3 They have over 190 million customer relationships that span to over 30 countries and jurisdictions.4 If you’re wondering, does Cigna cover substance abuse, the answer is yes.5 The amount of coverage depends on the plan type specifics.

New Jersey Cigna Health Insurance Plans

Cigna provides the following health insurance plans:6

  • Bronze health plan: This tier level has the lowest premium costs, but you have to pay 40% of services.
  • Silver health plan: With this plan level, Cigna pays for 70% of services, and you pay 30%.
  • Gold health plan: This tier level has a higher premium cost, but the insurance pays for 80% of treatment services.
  • Platinum health plan: This is the highest tier level, with 90% services covered.

Does Cigna Cover Inpatient Addiction Rehab in New Jersey?

Yes, Cigna covers various treatment levels, including inpatient rehab. At least some part of your inpatient care is covered. The amount depends on the plan level, deductibles, and co-pays. You can verify your insurance on this page to check the coverage.

New Jersey Outpatient Drug Rehab Cigna Coverage

Yes. You can obtain outpatient drug rehab Cigna because all types of treatment are covered by insurance, at least to some extent. You’ll need to contact the facility to verify your insurance to be sure the rehab is in-network.

Does Cigna Cover Mental Health in New Jersey?

Additional Types of Addiction Programs in New Jersey Covered by Cigna

In addition to the standard addiction programs that you would find at a Cigna substance abuse center, there are specialized programs, such as:

  • Couples’ treatment: This treatment is ideal for couples whose relationship has suffered due to addiction.
  • Rehab for veterans: Veterans can find customized programs for their unique needs.
  • Aftercare: After initial care is over, find additional support with therapy and groups.

Cigna in Network Drug Rehab Facilities

You can find Cigna in-network rehab facilities throughout the U.S. Some of these include the following:

  • AdCare Rhode Island: This rehab center has an array of treatment programs, such as medical detox, family programs, outpatient care, and individualized treatment.
  • Desert Hope Treatment Center: At this location, you will find specialized treatment for Veterans and first responders. It’s in Las Vegas, Nevada
  • Greenhouse Treatment Center: Located near Dallas, Texas, people find a range of programs, including one for those with co-occurring disorders
  • Laguna Treatment Center: If you need individual support or want a 12-Step program, this California beach setting is perfect for you.
  • Oxford Treatment Center: Located in Mississippi, this facility is ideal for those who seek a residential treatment program.
  • River Oaks Treatment Center: Situated near Miami, FL, this rehab provides medical detox, aftercare support, and more.

If American Addiction Centers (AAC) is not in-network, you can check for the Cigna rehab provider network and filter by “insurance.”

There are rehabs near me that can provide the treatment you need. Check out the directory to find a list of facilities and programs.

Other Insurances That Cover Addiction Rehab

There are other insurance companies that will also cover at least some of the cost of addiction treatment. These are as follows:

Other Options to Pay for Addiction Treatment in New Jersey

If you are concerned about how to pay for rehab, there are plenty of options available. You may be able to find a state-funded rehab or even a free rehab near you.

You can pay using your Cigna insurance when seeking an addiction treatment plan. However, be aware of other costs associated with rehab. These may include co-pays and deductibles.


  1. United States Census Bureau. (n.d.). Quick facts New Jersey.
  2. Substance Abuse and Mental Health Services Administration. (2023). Quick statistics New Jersey.
  3. The Cigna Group. (n.d.). About us.
  4. The Cigna Group. (n.d.). Company profile.
  5. The Cigna Group. (n.d.). Treatment for substance use disorders.
Get the Care & Support You Need

Rediscover your joy during your stay at one of our American Addiction Center's facilities. We provide you the care you need to get clean and stay sober.

Call 888-744-0069

Guides for other health insurance providers