Cigna offers health insurance plans that help cover addiction treatment and rehab. Contacting a reputable substance misuse provider is a helpful first step in finding rehabs that take Cigna health insurance.
Cigna Healthcare provides global health plans, has over 190 million customers, and has been evolving for 230 years.1,2 Due to the many people in North Carolina who struggle with substance misuse, Cigna rehab coverage is vital for well-being. In 2022, 36,683 people in North Carolina sought treatment for substance misuse.3 Cigna is devoted to assisting residents in their addiction recovery efforts.
Cigna Health offers a wide range of plans for individuals and families. These plans fall within their tiered levels, which include:4
Yes. Cigna can help pay some or all of the cost of inpatient rehab. You can check with an admissions navigator about the extent of inpatient Cigna substance abuse coverage. An inpatient program is a crucial part of recovery for those with more severe addiction issues or who elect an environment separate from their everyday routine.5 An addiction specialist and/or physician will work with you to determine what program(s) you need.
Cigna will cover at least part of the cost of outpatient drug rehab. Outpatient care may serve as a step-down level of care after an inpatient treatment program, or patients may enter directly into an outpatient program. This decision is made by a patient’s physician and/or addiction specialist based on various factors, such as living situation, level of addiction, and relapse history.
Outpatient programs are convenient for some patients since the ability to work, go to school, and/or attend to other responsibilities may be less interrupted. However, some patients may require the 24/7 care and medical attention that inpatient treatment provides. An outpatient program consists of regularly scheduled meetings with therapists.5
Yes. You can receive treatment for a mental health disorder when you are participating in a Cigna drug rehab program. Since co-occurring disorders (mental health disorder and substance use disorder) are common with those in recovery, it’s helpful to find a facility that offers co-occurring disorder treatment.6
During your time in Cigna rehab, you’ll be involved in various therapies based on your therapist’s recommendations. Some of these therapies may include:
Some individuals may require specialized addiction programs that address their specific issues or are based on their demographics. Some of these programs include:
If you have insurance other than Cigna, or have more than one insurance policy, you can still access a treatment program. Some of the other insurance companies that cover addiction rehab include:
There is no need to worry about how to pay for rehab since various options are available. It’s vital to move ahead with a treatment plan, working with an admissions navigator who can help with financial payment options.
It is important to note that if you plan to pay for addiction treatment using health insurance, there may be other costs you might have to pay for, such as co-pays and deductibles.
For those who don’t have health insurance, you can also check for a state-funded rehab or a free rehab near you. Learn about your treatment options and verify your insurance coverage now.