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Using Oklahoma Cigna Health Insurance for Addiction Treatment

Cigna Healthcare insurance provides a variety of health services through a portfolio of integrated health care plans and related services. Those with Cigna insurance in Oklahoma may have confusion about what their insurance plan covers when it comes to substance abuse and mental health services. This page is intended to help you figure out what your Cigna Oklahoma healthcare does and does not cover when it comes to drug and alcohol addiction treatment.
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If you are one of the Oklahoma residents struggling with opioids, alcohol, or other substances, you know that getting free of substance misuse would help you avoid becoming a statistic and give you the chance to live a happier, healthier life. You might wonder if your Cigna coverage in Oklahoma can help you get the treatment you need. Read on to learn more about Cigna insurance for substance use disorder (SUD) treatment as well as what to do if some or all of your treatment isn’t covered.

Oklahoma and Substance Use

Oklahoma was the 46th state to join the Union and is the 19th largest by land area.1 Unfortunately, substance use issues can also be significant in Oklahoma.

In 2020, the Substance Abuse and Mental Health Services Administration (SAMHSA) found that 14.6% of Oklahoma residents aged 12 and older admitted to using marijuana during the past year, and 6.1% of Oklahomans age 12 and older struggled with alcohol use disorder during the past year.2

To break free from substance use, you need effective treatment, and you can use your Cigna insurance to help pay for the cost. To find out more about your specific Cigna plan and what coverage you have for rehab, contact the admissions navigators at American Addiction Centers (AAC) any time. We’re here to help you find the care you need.

What is Cigna Health Insurance?

Cigna is a global health company committed to improving the health and vitality of its members.3 The company employs 70,000 people and has customers in more than 30 countries.3

This healthcare insurance provider offers a variety of plans, including supplemental health plans for specific illnesses, Medicare Advantage plans, dental care, individual and family coverage, and insurance through employers.4

Oklahoma Cigna Health Insurance Plans

Each Cigna insurance plan is different, which is why it’s important to understand the details of your coverage before you begin substance use treatment.

Cigna offers plans in four tiers: bronze, silver, gold, and platinum.5 Each level has a different balance of monthly premium and out-of-pocket expenses. For example, the bronze level has the lowest monthly premium, but you’ll pay more when you need medical care.5 Platinum has the highest monthly premium, but more of your care is covered by Cigna.5

Knowing what type of plan you have and what your costs are will help you understand what to expect when you start substance use rehab.

Does Cigna Cover Substance Use Treatment?

If you’re struggling with substance use in Oklahoma, you know how hard it is to break free. You might wonder if your Cigna health insurance can help you pay for the treatment you need.

The good news is that, yes, your Cigna coverage can pay for some or all of the cost of rehab. There are rehabs that take Cigna insurance all over the country, including in Oklahoma.

Does Cigna Cover Inpatient Rehab in Oklahoma?

If your doctor recommends inpatient rehab, your Cigna plan will help pay for some or all of the costs. The Affordable Care Act (ACA) requires all long-term health insurance plans to cover 10 essential health benefits, which include mental health and substance use treatment.6

To find out more about your specific Cigna plan and how much coverage you can expect, you can verify your insurance or speak to one of our AAC admissions navigators.

Oklahoma Outpatient Drug Rehab Cigna Coverage

Your Cigna insurance will also help pay for the cost of outpatient rehab if your doctor recommends it. Outpatient rehab is often part of a treatment plan and may follow the successful completion of inpatient care.7

It’s important to know what coverage your specific plan offers and how much you might have to pay out of pocket, so be sure to review the details or have one of our admissions navigators verify your insurance. We’re available anytime, 24/7.

Does Cigna Cover Mental Health in Oklahoma?

It’s common to have a mental health diagnosis alongside a substance use issue, a combination known as a co-occurring disorder. What’s most important is to treat the mental health concern along with substance use so you have the best chance of long-term recovery.8

Will your Cigna plan cover mental health treatment as well? It will because the 10 essential benefits of the ACA include mental health care as well as rehab.6

There are multiple types of mental health treatment, including:

Additional Types of Addiction Programs in Oklahoma Covered by Cigna

Beyond traditional rehab, there are specialty programs that can help patients who have specific needs. Having a specialty program can help you address concerns that are less common, such as war experiences or struggles with a romantic partner.

Specialty programs include:

  • Couples treatment. If you use substances with a romantic partner or your relationship impacts your substance use, this type of program can help.
  • Rehab for Veterans. Veterans have stresses and experiences that the general public doesn’t, and those experiences can impact substance use. Overcoming them in a Veteran-specific program can help.
  • Aftercare. Aftercare gives you ongoing support so you can maintain your new habits in your daily life

Cigna In-Network Drug and Alcohol Rehab Facilities

American Addiction Centers is proud to run high-quality facilities throughout the country. Many AAC centers accept Cigna insurance coverage.

Our facilities include:

  • AdCare Rhode Island. This center offers outpatient services using a big-picture approach that addresses both lifestyle and environmental contributors to substance use.
  • Desert Hope Treatment Center. Located in Las Vegas, Nev., Desert Hope offers inpatient and outpatient care, along with specialized programs.
  • Greenhouse Treatment Center. Located in Dallas, Texas, Greenhouse offers inpatient and outpatient treatment in a calm, serene setting.
  • Laguna Treatment Center. This facility, located in Orange County, Calif., gives you the treatment you need in a calm and supportive environment away from the triggers of daily life.
  • Oxford Treatment Center. Located in Etta, Miss., Oxford Treatment Center offers a variety of care options along with unique amenities like an equestrian center and ropes course.
  • River Oaks Treatment Center. This center, which is located in Tampa, Fla., provides holistic care and a wide range of specialty programs in a relaxing and peaceful environment.

If our treatment programs are not in-network for your plan, take a look at our directory and filter by the insurance provider. You can search for “rehabs near me” to try to find centers that can provide the treatment you need. Check out the directory to find a list of facilities and programs.

Other Insurances That Cover Addiction Rehab

Other insurance programs besides Cigna can offer coverage for substance use treatment.

These insurance providers include:

Other Options to Pay for Addiction Treatment in Oklahoma

While paying for treatment with insurance is the best way to minimize your costs, you may still have out-of-pocket costs to cover.

How can you cover additional costs not covered by insurance? And what if you’re paying without insurance?

The good news is there are many ways to cover your costs for rehab. If you don’t have insurance, consider looking for a state-funded or free rehab. If you have extra costs, consider setting up a payment plan or looking for a treatment center that offers scholarships. You can also borrow money from friends and family to pay for rehab.

What’s most important is that you get the care you need. You deserve a happy, healthy life without substance use. To take the first step, contact us today.


  1. U.S. Census Bureau. (2022). State facts about Oklahoma.
  2. Substance Abuse and Mental Health Services Administration. (2020). Behavioral health barometer, Oklahoma.
  3. Cigna. (2023). Company profile.
  4. Cigna. (2023). Home page.
  5. Cigna. (2023). Bronze, silver, gold, and platinum health plans.
  6. (n.d.). What Marketplace health insurance plans cover.
  7. (n.d.). Treatment options.
  8. National Institute on Drug Abuse. (2020). What are the treatments for comorbid substance use disorder and mental health conditions?
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