Cigna is a major health insurance company offering several comprehensive healthcare services, including addiction treatment.1 With multiple health plans, Cigna serves millions of members worldwide.
If you or a loved one is looking for substance use disorder (SUD) treatment, your Cigna insurance plan might cover some or all the costs for addiction care, like inpatient rehab, outpatient services, and aftercare.
When you think of Texas, the first thing that comes to mind might be its major cities, like Dallas, Houston, or Austin. Home to over 30 million people, Texas is a haven for cowboy culture, breathtaking landscapes, and Southern hospitality.2 But like most U.S. states, substance use has affected Texas residents.
Between 2017 and 2019, 5.9% (or 1.4 million) of Texas residents aged 12 or older reported past year SUD.3 Among people enrolled in treatment on a single day in March 2019, 53.1% received drug addiction treatment, 12.4% received alcohol treatment, and 34.5% received care for both.3
Finding Cigna drug rehab can be your first step to a happier, healthier life. Call our helpline to speak with an American Addiction Centers (AAC) admissions navigator who can guide you through the process and help you find addiction treatment in Texas.
Cigna Healthcare is a global insurance company with a network of 1.65 million healthcare providers and hospitals and serves over 200 countries.4 Cigna offers affordability and variability with healthcare plans for individuals, families, employers, Medicare, and Medicaid.4 Members have extensive options for health, dental, and supplemental insurance plans.
Cigna serves 11 Texas counties with tiered metal plans.5 Each plan varies in coverage, cost, copays, and deductibles.6 Cigna offers a network of healthcare professionals and hospitals under each policy contracted to provide services. Here are Cigna’s metal plans:6
Cigna covers inpatient rehab in Texas to some degree. Under the Affordable Care Act (ACA), all insurance companies must cover a portion of essential health benefits, like mental health and addiction treatment.7 Many inpatient rehabs, where you receive continuous care while living on campus, may accept Cigna.
But your level of coverage is based on your specific plan. That means some services could be covered, and others may not. Use our verify insurance page to ensure you choose an inpatient rehab in-network with your Cigna plan.
Cigna also covers Texas outpatient drug rehab, but coverage depends on your specific plan. Outpatient treatment programs offer similar care to inpatient rehab at different intensity levels, but you live at home.8 Some programs are highly structured, while others provide less weekly contact.8 Based on your plan, Cigna could cover some or all of the cost for outpatient treatment. Check your benefits with our verify insurance page to find outpatient Cigna in-network rehab facilities.
Cigna covers mental health treatment and co-occurring disorder care in Texas. People often struggle with mental illnesses, like anxiety or depression, along with addiction.8 Addiction specialists use several behavioral therapies in individual and group settings to treat both conditions at once.8 Treatment is different for everyone, and what works for one person may not work for someone else.8 Your provider may use the following therapies in your individualized treatment:
Cigna may also cover additional types of SUD treatment, like specialized programs and addiction aftercare. Some rehabs provide targeted treatment approaches for unique populations, like the LGBTQ+ community, women, and Veterans. Others have treatment programs focused on rebuilding relationships with family and loved ones. Here are some additional treatment programs Cigna may cover:
American Addiction Centers (AAC) has exceptional rehabs that take Cigna nationwide. From luxury facilities to specialized programs, each offers top-quality, evidence-based treatment that puts your needs first. Our AAC facilities that may accept Cigna include:
Some of our AAC facilities might not accept Cigna. There are rehabs near me that can provide the treatment you need. Check out the directory to find a list of facilities and programs.
Several popular healthcare companies cover addiction rehab to some extent. Here are other major insurance companies that could cover addiction services:
Typically, Cigna will only cover a portion of treatment costs when paying for treatment with insurance. There are several ways to cover additional fees or pay for rehab without insurance. Many attend treatment by paying out of pocket with cash, credit, loans, or grants.
Most states also offer state-funded care and free rehab. These programs provide the care you need at an affordable cost based on your eligibility. Texas Health and Human Services has a database for state-funded and affordable treatment.9
Figuring out how to pay for treatment is essential to finding the care you need. Contact AAC to learn more about your Cigna rehab coverage and other ways to pay for treatment.
Rediscover your joy during your stay at one of our American Addiction Center's facilities. We provide you the care you need to get clean and stay sober.