If you or your loved one is struggling with substance abuse and in need of drug or alcohol addiction rehab, you may feel overwhelmed by the range of choices and decisions to make about the best type of treatment and where to go for treatment. You also are likely worried about how you are going to pay for addiction treatment. However, if you are covered by a Humana Health Plan, you usually have healthcare benefits for certain types of addiction treatment coverage.
On this page, you will learn about Humana Health Insurance coverage for substance abuse treatment and how to confirm what benefits are available under your specific plan.
Please note: American Addiction Centers (AAC) strives to provide you with the most updated information on each carrier’s addiction insurance coverage, but policy changes and errors do occur. Please check with your insurance carrier directly to confirm coverage levels. AAC is not affiliated with or endorsed by Humana or any of its licensees.
Insurance Coverage Levels and Coverage Plans for Humana Health
Humana Health Insurance is one of the largest insurance companies in the United States, providing healthcare coverage for 16 million people.1
Humana Health Plans include a Humana prescription drug plan, well vision and dental coverage, and group plans provided by employers.2 If you are on Medicare, Humana offers a number of Medicare coverage plans, covering more than 8 million Medicare recipients in all 50 states.3
If you are covered by Medicaid, Humana also has Medicaid managed care plans in Florida, Kentucky, and Illinois. Humana also provides coverage for military service members through Humana Military.
Most Humana plans, including Medicare, Medicaid, and Tricare plans, provide some level of inpatient and outpatient treatment for mental health and substance abuse.
Coverage Levels for Drug and Alcohol Addiction Treatment
Coverage for drug and alcohol addiction treatment varies from one plan to another. Humana Military plans, for example, cover detox, inpatient, and outpatient treatment for substance abuse.
Costs for services vary by plan. For example, on the Tricare Prime plan offered through Humana for retirees, there is no deductible before your healthcare coverage begins. You are charged a co-pay of $20–$31 for outpatient services and a flat rate of $156 if you are admitted to an inpatient program for substance abuse or mental health services. Your out-of-pocket limit is $3,000 per year.
For some plans, you can access services in other states with treatment programs that accept Humana. Calling the number on the back of your insurance card to ask about your addiction treatment coverage is the first step in discovering the types of benefits that are offered by Humana on your specific Humana health insurance plan.
Here’s How to Check Your Insurance Benefits
Benefits and coverage may vary from one type of Humana insurance plan to another. One of the best ways to determine your addiction treatment coverage is to check your benefits online. Or, use the form below:
You can also call us at [insert phone number] and a treatment referral specialist can help guide you in determining your coverage and benefits for addiction treatment.
People who are covered under Tricare can contact Humana Military, which provides specific information regarding Humana Health plans for service members and their dependents.
Does Humana Health Insurance Plan Cover Addiction Treatment?
Most Humana plans provide addiction treatment coverage. The level of coverage varies for different types of Humana Health insurance plans.
The best way to know for certain if your Humana plan covers addiction treatment is to speak to a representative of your plan or contact us at [insert phone number]. You can also click here to see if your plan covers addiction treatment.
If you need addiction treatment and you are covered by any type of Humana Health plan, chances are that you have benefits that will cover some of the cost of inpatient or outpatient addiction treatment. Whether your Humana plan is through Medicaid, Medicare, Tricare, or an employer, you will have some type of coverage for addiction treatment. Reach out to us today or contact your Humana plan administrator to inquire about the addiction treatment coverage that is available to you.
Check if your insurance covers addiction treatment
To see if your insurance coverage includes rehab treatment for drug or alcohol addiction, use our verify insurance form.
We also explain insurance coverage levels of some household health insurance brand names via the links below:
- Humana. 2019. Annual report.
2. Humana. (2020). Affordable insurance plans for you and your family.
3. Humana. (2018). Humana received 5-star quality ratings for two Medicare contracts reflecting the company’s focus on quality in both member experience and clinical outcomes.