Humana Health Insurance for Drug and Alcohol Addiction Rehab

Humana health insurance is one of the largest insurance companies in the United States, providing healthcare coverage for 16 million people.¹ Humana health plans include a prescription drug plan, well vision and dental coverage, and group plans provided by employers.²

If you are on Medicare, Humana offers a number of Medicare coverage plans, covering more than 8 million Medicare recipients in all 50 states.³ If you are covered by Medicaid, Humana has Medicaid managed care plans in Florida, Kentucky, and Illinois.⁴ Humana also provides coverage for military service members through Humana Military.

Does the Humana Health Insurance Plan Cover Addiction Treatment?

Most Humana plans, including Medicare, Medicaid, and Tricare plans, provide some level of inpatient and outpatient treatment coverage for mental health and substance abuse. A set of 10 categories of healthcare services are defined as essential and must be covered under the Affordable Care Act, including treatment for mental health and substance abuse.⁵

Coverage for drug and alcohol addiction treatment varies from one plan to another. The best way to know for certain if your Humana plan covers addiction treatment is to:

• Speak with a representative of your Humana insurance plan,
• Contact us at
• Verify your insurance online.

Calling the Humana Behavioral Health Hotline number on the back of your insurance card to ask about your addiction treatment coverage is a good first step in discovering the types of benefits that are offered on your Humana health insurance plan. You can also log into your MyHumana online account to access Humana health plan tools and resources or visit the Humana website to check coverage details.

Humana believes that any step toward help and the treatment of drug and alcohol addiction may be a step toward getting better.⁶ Humana addiction treatment may include intensive/early intervention, personal care that caters to the whole person, and help with removing the stigma around having a substance use disorder. Treatment options may include:⁶

• Medication-assisted treatment
• Counseling sessions
• 12-Step fellowships
• Peer support groups
• Inpatient treatment

One of the best ways to determine your addiction treatment coverage is to check your benefits online or use the form below to compare your exact health insurance against every facility in the nationwide American Addiction Centers network to see how you’re covered.

You can also call us free at and a treatment referral specialist can help guide you in determining your coverage and benefits for addiction treatment.

Individuals covered under Tricare can contact Humana Military, which provides specific information regarding Humana health plans for service members and their dependents.

The resources below can help you learn more about your health insurance coverage levels, how to get your insurance company to pay for drug and alcohol rehab, and how to pay if you don’t have insurance.

Recommended Drug and Alcohol Rehab-Related Articles

Whether you’re looking for a specific type of rehab treatment, substance-related information, or additional guides, there are a number of resources available.

Please note: American Addiction Centers (AAC) strives to provide you with the most updated information on each carrier’s addiction insurance coverage, but policy changes and errors do occur. Please check with your insurance carrier directly to confirm coverage levels. AAC is not affiliated with or endorsed by Humana or any of its licensees.