Rehabs in Kentucky That Accept Humana Insurance

Yes. Under the Affordable Care Act (ACA), almost all U.S. health plans must provide some level of coverage for 10 essential health benefits, one of which is mental health and substance use disorder treatment.¹ This means that your Humana health plan is likely mandated to cover some or all of the costs associated with various types of mental health, behavioral health, and substance use disorder services.²

What Types of Drug and Alcohol Rehab Does Humana Cover in Kentucky?

The ACA’s mandate requires most U.S. health plans, including the ones provided by Humana in Kentucky, to offer some level of coverage for the various types of addiction treatment.² However, exact coverage details vary by plan. Your plan may require you to pay various out-of-pocket costs for your care. You should also check to see if the provider and treatment facility are within your insurance plan’s network.

Your mental health provider or primary care physician will work with you to assess your situation and determine what type of care may be best for you. From there, they can refer you to the appropriate program type. Different types of addiction treatment exist. Here’s a list of some of the most common:

• Medical detox: Depending on your situation, a provider may recommend that you detox or rid your body of any substances before you enter into a treatment program.³
• Inpatient rehab: Depending on your needs, you may be referred to inpatient addiction treatment, which involves you living at the facility 24/7 for the full duration of your program. Here, you’ll receive round-the-clock medical support and supervision.⁴
• Outpatient rehab: This type of addiction treatment involves you visiting a facility 1 to 2 times a week, maybe less frequently, to receive your treatments. However, you don’t stay overnight with this type of care.⁴
• Aftercare for addiction treatment: Your provider may suggest you enter into an aftercare program, which is a program focused on helping you stay the course of sobriety after you’ve completed your initial rehab stay. Examples of aftercare could include sober-living homes or having a sponsor.^5,

Does Humana Cover Co-Occurring Disorders in Kentucky?

Humana is required by federal law to provide coverage in some capacity for co-occurring disorders in Kentucky. However, exact coverage details will vary based on the plan you have, the type of care you need, how long treatment will last, and whether the provider chosen to provide treatment is within your plan’s network. You can always call us and speak to an admissions navigator to learn more about co-occurring disorders or about your Humana mental health coverage details.

Using your Humana insurance coverage for rehab in Kentucky is simple. First, you’ll want to visit a provider to properly assess your substance use or addiction. Then, they’ll generally make recommendations on what your next steps should be.

1. Healthcare.gov. (n.d.). Essential health benefits.
2. Healthcare.gov. (n.d.). Mental health & substance abuse coverage.
3. Substance Abuse and Mental Health Services Administration. (2006). Detoxification and substance abuse treatment. Treatment improvement protocol (TIP) series, no. 45.
4. National Institute on Drug Abuse. (2019). Treatment approaches for drug addiction DrugFacts.
5. Substance Abuse and Mental Health Services Administration. (2014). What is substance abuse treatment?