Drug and Alcohol Rehabs in Mississippi That Accept Humana Insurance

Under the Affordable Care Act (ACA), almost all health plans in the country are required to provide some level of coverage for certain health services, including mental health and substance use disorder treatment.³ Specifically, behavioral health treatment (e.g., counseling and psychotherapy), inpatient mental and behavioral services, and substance use disorder treatment must be covered in some fashion by your plan.³

However, your Humana plan might vary in coverage details; for example, you may owe copays, coinsurance, or other out-of-pocket costs (i.e., deductible) even if you use your insurance to cover addiction treatment in Mississippi. Be sure to verify your insurance and benefits prior to seeking care whenever possible to check your coverage.

While Humana can cover all levels of addiction treatment in Mississippi, the exact amount of coverage depends on your plan, location, and where you seek care. Humana provides health insurance solutions in a variety of markets, including Medicare, Medicaid, private (individual and family), and employer-sponsored plans.⁴ Call the number on the back of your insurance card to learn more about what your plan covers.

When you call to verify your benefits and coverage, be sure to ask about the following types of addiction treatment, which a provider may recommend for your drug and alcohol rehab.^5-7

• Medical detox: You may be required to detox or rid your body of any substances (e.g., drugs or alcohol), as a first step in your treatment plan.
• Inpatient rehab: In an inpatient rehab setting, you will live at a rehab facility throughout the duration of treatment and receive medical support and supervision around-the-clock.
• Outpatient rehab: In an outpatient rehab setting, you’ll continue living at home and will attend treatment sessions at a nearby facility. Common types of outpatient rehab treatment include therapy and counseling.
• Aftercare for addiction treatment: Aftercare is continued treatment that one may receive after finishing a rehab program. Examples of aftercare for addiction treatment include living at a sober home or having a sponsor help them maintain sobriety.

A co-occurring disorder is when someone has both a mental illness and substance use disorder at the same time.⁸ Having a co-occurring disorder is common, as many people who have substance use disorder are also diagnosed with mental illness and vice versa.⁸

If you have a co-occurring disorder, you may be able to use your Humana health plan to cover some or all of the costs associated with co-occurring disorder treatment. The exact amounts of coverage provided by your Humana Mississippi plan will vary. The plan you have, where you seek care, the type of care you need, and the length of treatment may affect the coverage you receive.

Using your Humana insurance for rehab in Mississippi doesn’t have to be complicated. It’s recommended that you visit a primary care physician or mental health provider that is covered by your Humana health plan. This provider will help assess your substance use disorder and make recommendations for treatment. From there, they can help you make a plan and refer you to a rehab facility in Mississippi.

Other options that you can use for finding covered rehab treatment in Mississippi involve calling rehab facilities directly and asking them if they take your Humana plan.

If you or a loved one are struggling, know that you are not alone. Get started on your recovery right now with our free rehab locator tool, where you can find addiction treatment facilities that take insurance, inpatient rehabs, outpatient rehab programs, and much more.

1. United States Census Bureau. (2021, October 25). State facts for students: Mississippi.
2. Substance Abuse and Mental Health Services Administration. (2020). Behavioral health barometer: Mississippi, volume 6: Indicators as measured through the 2019 National Survey on Drug Use and Health and the National Survey of Substance Abuse Treatment Services.
3. Healthcaregov. (n.d.). Mental health & substance abuse coverage.
4. Humana. (n.d.). Home.
5. Substance Abuse and Mental Health Services Administration. (2006). Detoxification and substance abuse treatment. Treatment improvement protocol (TIP) series, no. 45.
6. National Institute on Drug Abuse; National Institutes of Health; U.S. Department of Health and Human Services. (2019). Treatment approaches for drug addiction DrugFacts.
7. Substance Abuse and Mental Health Services Administration. (2014). What is substance abuse treatment? (Original work published 2004).
8. National Institute on Drug Abuse. (2022, September 27). Part 1: The connection between substance use disorders and mental illness.