Rehabs in New York That Accept Humana Insurance

Understanding how to pay for rehab can unlock opportunities for potential life-changing care. Humana is a health insurance company providing high-quality health plans for medical coverage, including substance abuse treatment.¹

Like many places in the U.S., addiction and the opioid epidemic have greatly affected New York residents. In 2020, fatal opioid overdose rates (4,233) increased drastically from 2,939 in 2019.² Between 2017 and 2019, 7.1% (1.2 million) of New Yorkers reported past year substance abuse.³ In a 2019 single-day count of treatment facility residents, 45.9% received drug addiction treatment, 14% received alcohol addiction treatment, and 40.1% received treatment for both.³

Humana covers addiction treatment in New York to some degree. Your plan could cover many levels of care, like medical detox, inpatient rehab, and outpatient programs. Still, your level of coverage depends on your specific Humana policy and provider network. Use our verify insurance page to check your benefits and find a Humana rehab in New York.

Humana can cover multiple types of addiction treatment in New York to some extent. But your exact amount of coverage depends on different factors, including your benefits and in-network providers.¹ Here are some common types of addiction treatment in New York covered by Humana:⁴

• Detox. In detox, medical professionals help you safely withdraw from substances before transitioning to another level of care.
• Inpatient rehab. Inpatient rehab offers a space to live while in recovery with access to 24/7 attentive care. You may participate in different treatment approaches, like one-on-one counseling, group therapy, and pharmacotherapy, to help you build relapse-prevention skills and promote long-term recovery.
• Outpatient rehab. With outpatient treatment, you receive similar care to inpatient programs while living at home. Outpatient rehab can vary in intensity, from in-depth programs to traditional less-structured ones.
• Aftercare. Remaining in treatment after rehab is vital. Some aftercare options include sober living homes, 12-Step programs, and ongoing counseling.

Addiction care is different for everyone, and what works for one person may not work for another.⁴ That’s why several levels of care are available to meet your specific needs. After an assessment, your doctor or an addiction specialist can help you decide which level of care best fits your situation.

Humana also offers coverage for co-occurring disorders in New York, with various coverage levels depending on your specific plan. Many people suffer from mental health illnesses, like anxiety, depression, and post-traumatic stress disorder (PTSD), along with addiction.⁵

The onset of co-occurring disorders can happen in different ways. Some people form addictions by self-medicating with drugs or alcohol to attempt to relieve the symptoms of their mental health condition. Others develop mental health illnesses from prolonged, excessive drug use.⁵ Either way, mental health professionals recommend treating both illnesses at once to promote long-term recovery.⁴ A New York rehab that takes Humana may use a combination of therapies and medications to effectively treat co-occurring disorders.

Using Humana for rehab in New York is simple once you understand your benefits. Start by reaching out to your primary care provider or an in-network addiction specialist for an assessment. The assessment will help gauge the severity of your addiction and the best level of care for you.

Before you explore rehab options, it’s best to verify your insurance. Verifying your insurance will help you understand the level of coverage you’ll receive at different rehabs. If you have a specific facility in mind, contact them and ask if they take Humana insurance.

1. Humana. (n.d.). Don’t let substance use disorders have the last word.
2. New York State Department of Health. (2022). New York State opioid annual data report 2022.
3. Substance Abuse and Mental Health Services Administration. (2020). Behavioral health barometer: New York, volume 6.
4. National Institute on Drug Abuse. (2018). Principles of drug addiction treatment: A research-based guide (third edition).
5. National Alliance on Mental Illness. (2017). Understanding dual diagnosis.