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UnitedHealthcare for Florida Addiction Treatment

UnitedHealthcare insurance offers coverage for a range of healthcare services, including mental health and substance misuse treatment. If you or a loved one are struggling with drug or alcohol addiction and seeking treatment in Florida, UnitedHealthcare insurance may be able to help cover some or all of the cost of rehab.
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UnitedHealthcare for Florida Addiction Treatment

Florida is known for summer sun and beautiful beaches, making it a great place to live and visit. If you’re looking for a place to seek treatment for substance misuse or addiction, Florida might be the perfect place to make a new start.

You might wonder if you can use UnitedHealthcare (UHC) coverage to get treatment for substance misuse in Florida. The good news is you can—your long-term health insurance plan can help pay for some or all of the cost of rehab in Florida if you find an in-network treatment center.

UnitedHealthcare Coverage

UnitedHealthcare has a variety of plans available, which will vary depending on where you live. You might get UnitedHealthcare coverage through your employer, or you might have UnitedHealthcare Medicare or Medicaid.1 You might also have UnitedHealthcare through a personal or family plan you bought through your state’s health insurance marketplace.1

There are also different types of UnitedHealthcare plans. For example, if you get insurance through an employer, you might have a UHC Choice Open plan, a UHC Choice Plus plan, or a UHC Options PPO plan.2 It’s important to understand the details of each plan, especially the provider network, to get the care you need.

Does UnitedHealthcare Cover Rehab in Florida?

Yes, UnitedHealthcare can cover at least some of the cost of rehab in Florida. The Affordable Care Act (ACA) requires that all long-term health insurance plans cover 10 essential health benefits, which includes mental health and substance use treatment.3

Keep in mind that if you have a short-term or specialized plan, the ACA rule may not apply. One easy way to find out what your insurance covers and what treatment centers are in your network is to use our verify insurance tool to check your plan details.

Does UnitedHealthcare Cover Inpatient Rehab in Florida?

Your UnitedHealthcare plan will generally cover medically necessary and evidence-based treatment as recommended by your doctor, so it’s important to work closely with your care provider to create a treatment plan that fits your needs.

For many, inpatient care is the first step in substance use treatment.4 Being away from your home environment can make it easier to create new habits and start fresh in your life.

UHC can cover at least some of the costs of inpatient rehab for both drug and alcohol use when you choose a Florida rehab that takes UnitedHealthcare. Your insurance plan can also cover medical detox and outpatient programs if your doctor recommends it.

Additional Types of Addiction Programs in Florida Covered by UHC

As you look at UnitedHealthcare rehab facilities, you may be interested in specialized types of treatment.

For example, you might find these programs helpful:

  • Couples’ treatment can help you and your partner if you both struggle with substance misuse.
  • Veterans rehab programs can address the unique stresses and life experiences of military veterans and how those impact substance use.
  • Family therapy can help families who have been impacted by the substance use habits of one or more family members.
  • Aftercare gives you continued support after you finish rehab to help you implement new habits into your life long-term.

Does UnitedHealthcare Cover Mental Health in Florida?

Some people who use substances also have a mental health diagnosis. Treating both your mental health and substance use at the same time is a vital part of achieving long-term recovery.5

UnitedHealthcare insurance can help you get treatment for both mental health and substance use. A variety of behavioral therapies are used for treating substance use and/or mental health concerns, including:

UnitedHealthcare Rehab Facilities

At American Addiction Centers (AAC), we’re proud to run several high-quality treatment centers located around the country. Each center has its own unique setting and specialty programs, so you can find a perfect fit for your needs.

Our centers include:

To find out more about our treatment centers, or to determine which facilities accept your UnitedHealthcare insurance plan, contact our admissions navigators at any time. We’re here to help you get started on the road to recovery.

Other Options to Pay for Addiction Treatment in Florida

What if your UnitedHealthcare addiction treatment coverage doesn’t cover the specific treatment program you’re interested in? Or what if you find that your UnitedHealthcare addiction treatment coverage only pays part of the costs, and you have to pay the rest?

Don’t let these obstacles stop you from getting the treatment you need. If you’re paying without insurance, you can look for treatment centers with lower costs. There are free rehab options if you qualify, and you can also look for state-funded rehab.

Even if you are paying for treatment with insurance, you might find that your UnitedHealthcare rehab coverage only covers part of the cost, leaving you to pay the rest. Fortunately, you have options that can make these extra costs affordable.

For example, you can set up a payment plan with the treatment center or see if they have scholarships available. You may also be able to borrow money from family and friends to cover the additional costs not covered by insurance.

What’s most important is that you get the care you need to break free from substance abuse and create a new life. You deserve a life that allows you to chase your dreams. Let us help you get started. Contact us today at .


  1. UnitedHealthcare. (2023). Shop all UnitedHealthcare plans.
  2. UnitedHealthcare. (2023). Choice plans.
  3. (n.d.). What Marketplace health insurance plans cover.
  4. (n.d.). Treatment options.
  5. National Institute on Drug Abuse. (2020, April). What are the treatments for comorbid substance use disorder and mental health conditions?
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