United Healthcare for Nevada Addiction Treatment

UnitedHealthcare covers rehab in Nevada to some extent. The Affordable Care Act (ACA) of 2010 dramatically increased access to mental health and substance use disorder (SUD) services.² This act requires all health insurance companies to provide some coverage for essential health benefits, including medically necessary mental health and addiction care.² As a result, United Healthcare may cover all or some of the costs of medically-necessary addiction treatment in Nevada. However, costs can vary and it can be a good idea to reach out to your insurance provider before committing to treatment to determine costs.

UnitedHealthcare covers rehab in Nevada to some extent. The Affordable Care Act (ACA) of 2010 dramatically increased access to mental health and substance use disorder (SUD) services.² This act requires all health insurance companies to provide some coverage for essential health benefits, including medically necessary mental health and addiction care.² As a result, United Healthcare may cover all or some of the costs of medically-necessary addiction treatment in Nevada. However, costs can vary and it can be a good idea to reach out to your insurance provider before committing to treatment to determine costs.

UnitedHealthcare offers multiple plan choices for individuals and families, employers, people with low income, and seniors. Here are some typical UHC plans and policies you may be eligible for:³

• Employer plans. UHC provides options for group employee insurance for companies, including small business and large organization plans.
• Medicaid. Various UHC Medicaid plans for individuals and families with lower incomes are available.
• Medicare. People 65 or older often qualify for UHC Medicare plans. Each covers some costs for benefits like healthcare, vision, dental, and prescription drugs.
• Supplemental insurance. You can add additional insurance, including dental, vision, travel insurance, and critical illness insurance to your initial insurance plan.

Along with different plan options, UHC also has various tiers of coverage:

• UHC Choice Open Plan. The Choice Open Plan lets you pick providers from the UHC Choice network without a referral from your primary care provider.
• UHC Choice Plus. Like the Choice Open Plan, the Choice Plus Plan lets you visit in-network providers without a referral. You’ll also receive coverage for out-of-network providers.
• UHC PPO. UHC PPO plans let you use any provider in the national network. If you choose an out-of-network provider, you’ll have to get approvals for network and non-network services and pay higher costs out of pocket.

Additional Types of Addiction Programs in Nevada Covered by UHC

Because everyone is different and has unique needs, many facilities offer additional types of addiction programs.^{4 p. 5 #2} Some focus on healing broken relationships through treatment, while others target special populations. UnitedHealthcare might cover the following additional treatment programs in Nevada:

• Couples’ programs. Couples rehab helps partners repair their relationship and develop coping skills together.
• Veterans programs. Some rehabs offer special programs focused on Veteran recovery through tailored evidence-based approaches.
• Aftercare. Mental health professionals recommend continuing care, like 12-Step programs and ongoing therapy after treatment.^{4 p. 35}
• Telehealth treatment. With telehealth, you can receive similar treatment as in-person rehab from the comfort of your home.

What Types of Addiction Therapy Does UHC Cover in Nevada?

Behavioral therapy is often a critical part of recovery.^{4 p. 6} Addiction specialists use multiple therapies to help you recognize and change your behaviors.^{4 p. 6} Some therapies, like eye movement desensitization & reprocessing (EMDR), help you address traumas and alleviate distress.^{5 intro}

Your individualized treatment plan may include a combination of therapies to help you reach sobriety and build coping skills for long-term recovery. ^{4 p. 5 principles} UnitedHealthcare may cover the following addiction treatment therapies:

• Cognitive-behavioral therapy (CBT)
• Dialectical behavior therapy (DBT)
• Eye movement desensitization and reprocessing (EMDR)
• Motivational interviewing (MI)
• Family therapy
• Contingency management (CM)
• Rational emotive behavior therapy (REBT)
• Matrix model

Drug and Alcohol Rehab Facilities that Accept United Healthcare

• Laguna Treatment Center.
• Greenhouse Treatment Center.
• Adcare Hospital.
• Desert Hope Treatment Center.
• Oxford Treatment Center.
• Recovery First Treatment Center.
• River Oaks Treatment Center

Other Insurances That Cover Addiction Rehab

• Blue Cross Blue Shield
• Aetna
• Humana
• Kaiser Permanente
• Cigna
• Ambetter
• Veterans’ Insurance
• Rehab Insurance Coverage
• Rehab Without Insurance

Other Options to Pay for Addiction Treatment in Nevada

Many treatment centers in Nevada accept different payment options beyond private health insurance. Depending on the facility, you could pay with public insurance, like Medicare or Medicaid, self-payment, or government funding.

If you don’t have insurance, you can pay out of pocket using cash, credit, or a loan. Local and government organizations also provide grants and scholarships to help those seeking addiction treatment, like the Substance Abuse and Mental Health Services Administration (SAMHSA) block grants.^{6 What is a block grant?} Some treatment centers offer free rehab and flexible payment options for eligible people, like sliding scale fees. With sliding scale fees, the facility determines costs based on your income.

Whether using your UnitedHealthcare insurance for rehab or paying out of pocket, finding a suitable program in Nevada can help you get the care you need. Contact AAC to learn more ways to pay for rehab in Nevada and start your recovery journey today.

Sources:

1. UnitedHealthcare. (n.d.). About us.
2. Healthcare.gov. (n.d.). Affordable Care Act (ACA).
3. UnitedHealthcare. (n.d.). Shopping for health insurance plans?
4. National Institute on Drug Abuse. (2018). Principles of drug addiction treatment: A research-based guide (third edition).
5. Gainer, D., Alam, S., Alam, H., Redding, H. (2020). A flash of hope: Eye movement desensitization and reprocessing (EMDR) therapy. Innovations in Clinical Neuroscience. 17(7-9), 12-20.
6. Substance Abuse and Mental Health Services Administration. (n.d.). Substance abuse and mental health block grants.