Learning about ways to pay for rehab can relieve some of the stress of finding treatment. Many people use health insurance to cover the costs of addiction services. If you have UnitedHealthcare (UHC) insurance, your plan could cover the cost of addiction care to some extent.
Read on to learn more about UnitedHealthcare insurance, rehabs that take UnitedHealthcare, and other ways to pay for treatment, even if you don’t have insurance.
Multiple plans and policies are available through UHC.1 UnitedHealthcare offers health insurance options for individuals and families, employers, people with low income, and seniors.1 Small business owners and large corporations can provide UHC health insurance packages for their employees that cover a wide range of services, including addiction treatment.1 Several Medicaid and Medicare plans are available through UHC, covering different health benefits for people with low or no income and seniors 65 and older.1
UnitedHealthcare also provides plans for individuals and families with different out-of-pocket costs and coverage levels, such as the UHC PPO, UHC Choice Open, and UHC Choice Plus plans.2
The UHC PPO plan lets you use any provider within the national network. You’ll need approvals for services within and outside your network and pay additional costs out of pocket.2
The Choice Open and Choice Plus plans let you select from doctors and specialists within the UHC Choice network without a referral.2 You can also receive coverage for out-of-network providers with Choice Plus.
UnitedHealthcare substance abuse benefits typically cover rehab in Ohio to some degree. Your level of coverage depends on many factors, such as your specific insurance plan, the services you need, and the facility you choose.
American Addiction Centers (AAC) can verify your insurance to help you fully understand your coverage. Use our insurance verification tool to check your benefits and find a UnitedHealthcare rehab.
UnitedHealthcare partially and sometimes fully covers costs for drug and alcohol inpatient rehab in Ohio. Multiple levels of care are available to meet you where you are in your recovery journey. Addiction treatment works best with an individualized plan, so what works for one person may not work for another.3 With inpatient rehab, you live in a treatment center while in recovery and receive 24/7 care.3
Detox and outpatient treatment are other UHC-covered treatment approaches that you may benefit from. Some people start recovery in detox to safely rid their bodies of substances in the presence of medical professionals.3 Outpatient programs offer similar treatment to inpatient rehab and can vary in intensity.3 These services can be helpful for people with mild to moderate addictions who don’t need continuous supervision.
Many other addiction programs are available to meet your unique needs. UHC may cover at least some of the costs of the following:
UnitedHealthcare also covers mental health treatment in Ohio.4 Addiction specialists use various behavioral therapies to treat addiction.3 Therapy can help you recognize and change your behaviors, build relapse-prevention skills, and repair broken relationships.3 Here are some behavioral therapies covered by UHC:
Many rehabs take UHC nationwide. American Addiction Centers connects you with high-quality, evidence-based addiction treatment. Our facilities include:
There may be out-of-pocket and additional costs not covered by UHC when using insurance to pay for treatment. This might include co-pays, deductibles, or remaining payments for costs partially covered by your insurance. There are many options to pay for additional costs not covered by insurance.
Paying for treatment with insurance may not always be an option. Thankfully, there are several ways to afford rehab when paying without insurance. You can pay privately with cash, credit, or a loan. Many organizations also offer state-funded rehab, where the government covers treatment for those who qualify. You may also be eligible for free rehab, depending on your situation.
Understanding how to pay for rehab gets you one step closer to finding the treatment you need. Contact AAC at to verify your insurance and explore UnitedHealthcare rehab facilities in Ohio.
Rediscover your joy during your stay at one of our American Addiction Center's facilities. We provide you the care you need to get clean and stay sober.