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UnitedHealthcare for Rhode Island Addiction Treatment

UnitedHealthcare insurance offers coverage for a range of healthcare services, including mental health and substance misuse treatment. If you or a loved one are struggling with drug or alcohol addiction and seeking treatment in Rhode Island, UnitedHealthcare insurance may be able to help cover some or all of the cost of rehab.
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UnitedHealthcare for Rhode Island Addiction Treatment

Deciding to seek drug or alcohol addiction treatment is a huge step. Understanding how to pay for rehab and other addiction services can simplify finding care.

UnitedHealthcare (UHC) provides health services to its members, including substance use disorder (SUD) treatment.1 At least a portion of the cost for different therapeutic interventions, like medical detox and inpatient rehab, could be covered if you have UnitedHealthcare insurance.

UnitedHealthcare Coverage

UnitedHealthcare provides multiple coverage options for individuals and families, employers, people with a low income, and seniors.2 Individuals and families are eligible for various plans, including UHC Choice Open, UHC Choice Plus, and UHC PPO plans.3

UnitedHealthcare Choice Open and Choice Plus plans let you choose a provider from the UHC Choice network without needing a referral from your primary care provider.3 The Choice Plus plan also provides coverage when you use out-of-network providers.3

The UHC PPO plan gives you access to any physician or specialist in the national network.3 If you choose an out-of-network provider with the PPO plan, you’ll pay higher out-of-pocket costs.3 You can also purchase supplemental insurance, like dental, vision, or travel insurance, to add to your existing plan.3

Small business owners and large corporations can offer health insurance to their employees through employer plans that cover a range of healthcare services.2 Several Medicare and Medicaid plans are also available through UHC.2

People with low or no income, including pregnant women, children, older people, and people with disabilities, often qualify for affordable UHC insurance from Medicaid. Many Medicare plans cover the costs of healthcare, dental, vision, and prescription drugs for people 65 and older.2

Does UnitedHealthcare Cover Rehab in Rhode Island?

UnitedHealthcare typically covers the cost of rehab to some extent. But exact coverage varies depending on different factors, like your specific insurance plan, the facility you choose, and the services you need.

It’s helpful to verify your insurance to understand your specific coverage. American Addiction Centers (AAC) can help you check your benefits. Use our verify insurance tool to learn about what’s covered and find suitable UnitedHealthcare rehab facilities.

Does UnitedHealthcare Cover Inpatient Rehab in Rhode Island?

You can receive partial and sometimes full UnitedHealthcare inpatient rehab coverage. UnitedHealthcare covers both drug and alcohol treatment. Inpatient rehab offers a safe space to live while in recovery and receive continuous care.4 People with severe addictions may often find inpatient rehab beneficial.

Since everyone is different, multiple levels of care are available to meet the unique needs of people fighting addiction.4 For example, many people begin recovery in detox, but it isn’t necessary for everyone.4 Some also benefit from outpatient care, where you attend treatment while living at home.4

An individualized treatment plan can address your needs and provide treatment approaches that fit your situation well.4 UnitedHealthcare typically covers each of these services to some degree.

Additional Types of Addiction Programs in Rhode Island Covered by UHC

Here are some additional types of addiction programs or services in Rhode Island covered by UHC:

  • Couples’ rehab. If you and your partner are both struggling with addiction, couples’ rehab is a good way to repair your relationship and develop coping skills together.
  • Rehab for veterans. Some rehabs offer special programs focused on veteran recovery through tailored evidence-based approaches.
  • Addiction aftercare. Mental health professionals recommend continuing care, like 12-Step programs and ongoing therapy after treatment.4

Does UnitedHealthcare Cover Mental Health in Rhode Island?

UnitedHealthcare generally covers mental health treatment in Rhode Island.5 Mental health professionals use several behavioral therapies to treat addiction.4 Some may focus on repairing relationships, while others help you build relapse-prevention skills for long-term sobriety. Here are some therapies UHC may cover:

UnitedHealthcare Rehab Facilities

There are many rehabs nationwide that take UnitedHealthcare. American Addiction Centers (AAC) is home to some of the top treatment facilities in the country. Some of the AAC facilities that accept UHC include the following:

Other Options to Pay for Addiction Treatment in Rhode Island

Sometimes you’ll have additional costs not covered by UHC, or your plan won’t cover the rehab you choose. When paying for addiction treatment with insurance, you’ll often still have to pay for some out-of-pocket costs. There might be copays, deductibles, or the price of the facility you choose may not be covered in full by your insurance. Several other options are available to cover those costs in cases like these.

You can pay privately by paying in cash, credit, or getting a loan. Many state-funded programs also provide grants and scholarships, as well as free rehab. So even if you’re not insured, paying without insurance is still an option.

If you or a loved one is ready to start your journey to recovery, AAC is here to help. Contact us today at to verify your insurance and find the right program for you.

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