UnitedHealthcare (UHC) is a major insurance company providing health services to its members, including addiction treatment.1 It can help to explore your options for paying for treatment if you’re ready to seek drug and/or alcohol addiction care.
If you have UHC, your plan might cover some, if not all, of the costs for addiction treatment services in Texas, like inpatient rehab and outpatient programs.
UnitedHealthcare provides multiple plans and policies to serve its wide range of members.2 Several options for UnitedHealthcare insurance are available, from employer plans with insurance packages for employees to Medicaid plans for people with low income.2
Health plans for those 65 and older are provided through UHC Medicare plans to cover costs for health benefits. You can also add supplemental insurance like vision, dental, and critical illness insurance to your plan.3
UHC also offers health plans throughout Texas with different coverage levels and out-of-pocket costs, including the UHC Choice Open, UHC Choice Plus, UHC PPO plans.3 Both Choice Open and Choice Plus plans let you choose a network physician or specialist from the UHC Choice network without a referral from your primary care provider.3 With Choice Plus, you can also receive coverage for out-of-network providers.
The UHC PPO plan lets you use any provider in the national network, but you’ll have to pay additional costs and receive approvals for services within and outside your network.3
Several rehabs and treatment facilities take UnitedHealthcare in Texas. Still, the level of coverage you receive for addiction treatment will vary depending on different factors, such as your specific insurance plan, the provider you choose, and the services you need.
It’s best to verify your insurance to find out about your specific coverage and find a suitable program. You can call the number on the back of your health insurance card or reach out directly to American Addiction Centers (AAC) for assistance. Also, you can easily check your coverage using our verify insurance tool.
UnitedHealthcare covers several therapeutic interventions, including inpatient rehab. With inpatient rehab, you live onsite in a facility while in recovery and receive 24/7 care.4 People with severe addictions or prior relapse may find inpatient rehab particularly beneficial. Addiction treatment can look different for everyone.4 The level of care that works best for you is based on your specific needs and where you are in your recovery journey.
Some people start addiction treatment in drug or alcohol detox, where they can safely quit and cleanse the body of all substances under the supervision of a medical professional.4
Depending on your situation, you may find another level of care more beneficial. For example, you and your provider may decide that outpatient care, where you can receive similar care to inpatient rehab while living at home, is better for you.4 Whichever level of care you choose, you’ll typically receive at least partial coverage for both drug and alcohol treatment through UHC.
Here are some additional types of addiction programs in Texas that UHC may cover:
UnitedHealthcare also covers mental healthcare in Texas.5 Addiction treatment often involves multiple behavioral therapies to help you build relapse prevention skills and promote long-term recovery.4 Some therapies UHC may cover include the following:
Rehab facilities nationwide widely accept UnitedHealthcare. American Addiction Centers (AAC) provide access to top-tier UnitedHealthcare rehab facilities. Here are our centers that accept UHC:
There are several other ways to pay for addiction treatment in Texas if you have additional fees or are uninsured. Many factors related to your treatment can affect how much you pay, like the services you require.
Your addiction treatment plan may include multiple levels of care.4 The cost will vary with each level of care, and your insurance may cover more costs for some than others. So, even though you’re paying for addiction treatment with insurance, you could receive partial coverage for inpatient rehab but no coverage for addiction aftercare, for example. You’d have to cover those costs out of pocket.
Many options for paying without insurance are available. You may choose to pay out of pocket using cash, credit, or a private loan. If eligible, you can also cut costs with state-funded programs or find free rehab options.
Understanding your UnitedHealthcare insurance can make finding the best treatment program easier. Contact AAC to speak with one of our admissions navigators and let us help you start the road to recovery. Call .
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