Rehab Insurance Coverage in New Jersey
Most of the rehab centers in New Jersey accept insurance, check whether your insurance covers rehab treatment.
Does Your Insurance Cover Treatment in New Jersey?
BCBS: New Jersey Health Insurance for Drug and Alcohol Rehab Centers
The National Institute on Drug Abuse (NIDA) reports that in 2018, almost 90% of the 2,900 drug overdose deaths in New Jersey were related to opioids (a total of 2,583 deaths).1 Substance use disorders, like opioid use disorder (OUD), are on the rise across the United States. One way to combat this is through effective, evidence-based drug and alcohol rehab.
Blue Cross Blue Shield (BCBS) is known as Horizon Blue in New Jersey. Horizon Blue health insurance plans include various addiction treatment services which may include:
- inpatient treatment
- outpatient treatment
- medications for addiction treatment
- medical detox
- counseling and therapy sessions
Does BCBS Cover Rehab Centers in NJ?
All Marketplace health insurance plans are required to offer mental health and substance abuse services as these services are classified as essential health benefits under the Affordable Care Act.2 Horizon Blue offers PPO, EPO, and HMO plans that include treatment services for substance use disorder (SUD).3
The best way to find out exactly what is covered under your Horizon Blue health plan is to verify your benefits. This will help you understand what services may require prior authorization or be subject to certain out-of-pocket fees, like copays, deductibles, and out-of-pocket maximum costs. To learn more, verify your benefits instantly, contact a representative at Horizon Blue, or talk to an admissions navigator at