Find a Drug and Alcohol Abuse Rehab Center in Tennessee

BCBS: Tennessee Health Insurance for Drug and Alcohol Rehab Centers

In the state of Tennessee, overdose deaths for synthetic opioids and heroin increased in 2018.¹ The U.S. opioid epidemic is affecting countless communities, including communities across Tennessee. A drug and alcohol rehab center can help those suffering from a substance use disorder (SUD).

An independent licensee of the Blue Cross Blue Shield Association, BlueCross BlueShield of Tennessee is the state’s largest health insurer.² BlueCross BlueShield of Tennessee health insurance plans include various addiction treatment services which may include:

• Counseling and therapy sessions.
• Inpatient treatment.
• Outpatient treatment.
• Medical detox.
• Medications for addiction treatment.

Does BCBS Cover Rehab Centers in TN?

BlueCross BlueShield of Tennessee health plans are offered across a range of price levels and include bronze, silver, and gold plans.² Under your BlueCross BlueShield of Tennessee health plan, you may be responsible for out-of-pocket costs such as prescription medications, deductibles, and coinsurance.

Your plan should include mental health, behavioral health, and substance abuse services, thanks to the Affordable Care Act.³ The best way to find out what your coverage levels are for drug and alcohol addiction treatment is to verify your benefits. You can do this by contacting a representative at BlueCross BlueShield of Tennessee or by speaking with one of our admissions navigators at

Ambetter of Tennessee: Health Insurance for Drug and Alcohol Rehab Centers

Tennesseans experience drug and alcohol addiction just like those living in any other state. In 2020, Tennessee had 3,032 drug overdose deaths, as well as 7,063 nonfatal overdose inpatient stays and 18,733 nonfatal overdose outpatient visits.¹ In addition to drug overdose deaths, from 2017 to 2019, around 157,000 Tennesseans aged 12 and older reported past-year illicit drug use disorder, and roughly 193,000 reported past-year misuse of prescription pain relievers.² Additionally, about 246,000 Tennesseans aged 12 and older reported past-year alcohol use disorder.²

For many, getting treatment for mental health and drug abuse is an essential first step in recovery. Fortunately, many U.S. health insurance plans, including Ambetter of Tennessee, may cover some or all of the costs of drug rehab and addiction treatment. All plans are different, which means what exactly is covered under your plan may vary. The best way to find out is to check your insurance coverage.

Does Ambetter Cover Rehab Centers in Tennessee?

Ambetter of Tennessee provides health insurance marketplace plans to covered members living in the state.³ These plans are federally required to provide some level of coverage for mental and behavioral health services, including substance use disorder treatment.⁴ This means that common addiction treatments, like detoxification, inpatient treatment, outpatient treatment, aftercare, and other types of therapy, could be fully or partially covered under your Ambetter of Tennessee plan. To check your benefits and coverage, call the American Addiction Centers confidential helpline .

United Healthcare Insurance for Alcohol and Drug Addiction Treatment in TN

If you live in Tennessee and are struggling with addiction, know that you’re not alone. Drug and alcohol addiction is prevalent throughout the state. In fact, Tennessee is 1 of the top 5 most deadly drug overdose death states with an overdose mortality rate of 45.6 per 100,000 total population.¹

During 2017–2019, 6.5%, or about 367,000 people (aged 12 and older) in Tennessee cited a past-year substance use disorder.² Of that same age group, about 4.3% cited a past-year alcohol use disorder (AUD), 2.8% cited past-year illicit drug use disorder, and 3.4% cited past-year misuse of prescription pain killers.²

These statistics illustrate how common addiction is in Tennessee. Getting treatment is also common, as 28,899 Tennesseans were enrolled in drug rehab and addiction treatment in a single-day count in March 2019.²

United Healthcare Insurance Coverage for Inpatient and Outpatient Rehab Treatment in TN

Undergoing treatment and therapy for drug addiction can be expensive. Fortunately, with a United Healthcare of Tennessee plan, you can likely use your health coverage to cover some or all of the costs of rehab in Tennessee.

If you or a loved one are seeking inpatient or outpatient rehab services in Tennessee, it’s important to review your UHC coverage. You can instantly check your insurance coverage by calling the confidential American Addictions Centers helpline and speaking with a representative who can verify your benefits while you’re on the phone. Contact us today to get started. Call .

Cigna of Tennessee: Health Insurance for Drug and Alcohol Rehab Centers

Residents of Tennessee face many of the same struggles of drug and alcohol abuse as those in other states. Of the entire adult population of the state, it’s estimated that 7.22% struggled with substance use disorder in 2018–2019.¹ Additionally, 5.17% of Tennessee’s over-18 population had alcohol use disorder in 2018–2019.¹

For those in Tennessee struggling with drug or alcohol misuse and seeking assistance, rehab facilities are available within your state. Tennessee has rehab options for those seeking detoxification, inpatient, and/or outpatient treatment.²

Does Cigna Cover Rehab Centers in Tennessee?

Cigna offers a variety of individual and family health insurance plans to Tennessee residents based on the county you live in within the state.³ Plans come with various levels of coverage and premium costs and are categorized as bronze, silver, and gold plans.⁴

Every Cigna Tennessee health plan, regardless of level, includes some amount of coverage for substance use disorder services, including treatment.⁴ Because the plans come in different levels of coverage, the specific amount of Cigna coverage for drug or alcohol rehab in Tennessee will be dependent upon your plan and the type of rehab you need.

American Addiction Centers (AAC) can help you find a rehab solution that works best for you. Our admissions team is available 24/7 via phone at to discuss your needs. You can also verify your insurance coverage instantly. AAC has rehab facilities nationwide and is available to connect you to a facility that can help you begin your recovery journey.

Humana of Tennessee: Health Insurance for Drug and Alcohol Rehab Centers

Substance use disorders can take over your life and negatively impact those around you. Drug and alcohol addiction in Tennessee, specifically, is a widespread issue with very devastating consequences.

Here’s a brief overview of what we mean:

• At least 400,000 Tennesseans are dependent upon or regularly misuse illicit substances and alcohol.¹
• Tennessee has been ranked 3rd in the country for prescription drug misuse across all demographics.¹
• More than 1,000 babies in Tennessee are born dependent on substances each year.¹
• 4% of all teenagers in the state (38,000 teenagers) have engaged in substance use.¹
• Young adults in Tennessee (those between the ages 18 and 25) are using prescription opioids at a rate that’s 30% higher than the national average.¹
• 80% of all crimes in Tennessee are substance use-related.¹
• In 2020, Tennessee saw 2,473 overdose-related deaths caused by opioids, accounting for 79.1% of all the overdose-related deaths in the state.²

Does Humana Cover Rehab Centers in Tennessee?

Humana is one of the largest health insurance providers in the country and will typically cover drug and alcohol rehab in Tennessee as well as other necessary mental health treatments. You’ll also find that Humana is in-network with most inpatient and outpatient rehab facilities, making it easier to find covered treatment.

However, the extent of addiction coverage provided by Humana will depend entirely on the plan you have, where in Tennessee you live, and several other factors. Before finalizing your treatment plans, you’ll want to speak with your provider about the benefits associated with your specific plan. You can also speak with one of our admissions navigators to find out which treatment facilities and services are covered by your Humana plan. Call .